327 Main St, Paint Lick, KY 40461 Property Records

Garrard County property record for 327 Main St, Paint Lick, KY 40461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 1970
Lot Size	0.462 acres (20,134 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2026)
Tax Bill	$3,158 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`PL-02-005`

Property Details

APN / Parcel Number

Primary APN	`PL-02-005`
Alternative APNs	`24176` `16159` `25314`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,134 sqft (0.462 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25314
Street Address	327 MAIN ST
City	PAINT LICK
State	KY
Zip	40461-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	1
Census Block	1007
Census Tract	970400

Owner

327 Main St is owned and occupied by an individual who bought it in May 2026.

Source: Garrard County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	327 MAIN ST, PAINT LICK, KY 40461-8366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer · VA Mortgage USAA FSB
Oct 30, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Document Number	2026215176
Deed Book / Page	337 / 64
Transfer Doc	000248/723
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 13, 2026
Property Address	327 MAIN ST, PAINT LICK, KY 40461-8366
Document Number	0000215176
Book / Page	337 / 64
Instrument Date	May 8, 2026
Instrument	2026.215176
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MAIN ST, PAINT LICK, KY 40461-8366

Mortgage

Document Number	0000215179,
Date	May 13, 2026
Instrument	2026.215179

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 30, 2023
Property Address	327 MAIN ST, PAINT LICK, KY 40461-8366
Document Number	00D323/615
Book / Page	D323 / 615
Instrument Date	Oct 25, 2023
Instrument	179240
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 BRADFORD CT, RICHMOND, KY 40475-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 MAIN ST, PAINT LICK, KY 40461-8366

Tax Assessment & Valuation

The 2025 property tax bill for 327 Main St was $3,158.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,900 (-) Land $35,000 Building $274,900	$309,900 (-) Land $35,000 Building $274,900
2025	$3,158.00	$309,900 Land $35,000 Building $274,900	$309,900 Land $35,000 Building $274,900
2023	$632.00	$60,000 Land $20,000 Building $40,000	$60,000 Land $20,000 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 327 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jul 1996 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures