Kenton County property record for 471 Hilltop Rd, Covington, KY 41015 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,892 sqft · built 1945 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (Dec 2021) |
| Tax Bill | $2,167 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-40-00-245.00 |
| Primary APN | 059-40-00-245.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,892 sqft Finished Area |
| Gross Area | 2,688 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 471 HILLTOP RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LATONIA LAKES LOTS 964 THRU 968 & LOTS 937 THRU 942 |
| Legal Subdivision | LATONIA LAKES |
| Legal Phase | 68 |
| Legal Lot Number | 937-42 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 65800 |
Source: Kenton County records · APN 059-40-00-245.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 471 HILLTOP RD, COVINGTON, KY 41015-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 20215900062 |
| Deed Book / Page | 138 / 635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 15, 2022 |
| Property Address | 471 HILLTOP RD, COVINGTON, KY 41015-2328 |
| Document Number | 0005900039 |
| Book / Page | 171 / 172 |
| Instrument Date | May 27, 2022 |
| Instrument | 22061505900039 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1883 FREEDOM TRL, 1883, INDEPENDENCE, KY 41051-7601 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 471 HILLTOP RD, COVINGTON, KY 41015-2328 |
| Document Number | 0005900040 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 379/709 |
| Instrument | 22061505900040 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,167.00 (-7.27%) | $157,500 (+5%) Land $15,000 Building $142,500 | $157,500 (+5%) Land $15,000 Building $142,500 |
| 2023 | $2,337.00 | $150,000 Land $10,000 Building $140,000 | $150,000 Land $10,000 Building $140,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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