461 Hilltop Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 461 Hilltop Rd, Covington, KY 41015 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,041 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Dec 2002)
Tax Bill	$718 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-40-00-254.00`

Property Details

APN / Parcel Number

Primary APN	`059-40-00-254.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,041 sqft Finished Area
Gross Area	1,156 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	461 HILLTOP RD
City	COVINGTON
State	KY
Zip	41015-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATONIA LAKES LOTS 969 THRU 975
Legal Subdivision	LATONIA LAKES
Legal Lot Number	969-9
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1009
Census Tract	65800

Owner

Source: Kenton County records · APN 059-40-00-254.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	461 HILLTOP RD, COVINGTON, KY 41015-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2002 · Amount on Record
Deed Sale	Dec 31, 2002 · Amount on Record
Prior Sale	Dec 31, 2002 · Amount on Record
Deed Document Number	200212 31 059 00287
Deed Book / Page	806 / 256
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	461 HILLTOP RD, COVINGTON, KY 41015-2328
Document Number	0000000126
Book / Page	0I3915 / 000245
Instrument Date	Mar 08, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 HILLTOP RD COVINGTON KY 410152328, COVINGTON, KY 41015-2328

Mortgage

Document Number	0000000126
Date	Mar 24, 2017
Book Page	0I3915/000245
Instrument	126

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 23, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00 (+87.47%) Disabled Person's exemption	$101,300 (+42.68%) Land $15,000 Building $86,300	$101,300 (+42.68%) Land $15,000 Building $86,300
2023	$383.00 Disabled Person's exemption	$71,000 Land $5,000 Building $66,000	$71,000 Land $5,000 Building $66,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.