471 Barrett St, Elgin, IL 60120 Property Records

Kane County property record for 471 Barrett St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,839 sqft · built 1900
Lot Size	0.9 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2022)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-457-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-457-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,839 sqft Living Area
Gross Area	2,825 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,920 sqft (0.9 acres)
Lot Width	85 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	471 BARRETT ST
City	ELGIN
State	IL
Zip	60120-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETTS 3RD ADD - LOTS 12 & 13 BLK 1 EX ELY 100 FT
Legal Subdivision	BARRETTS 3RD ADD
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-457-001

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	125 ARBOR AVE, WEST CHICAGO, IL 60185-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Oct 17, 2012 · Amount on Record
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 27, 2022
Property Address	471 BARRETT ST, ELGIN, IL 60120-6639
Document Number	0000028253
Instrument Date	May 12, 2022
Instrument	2022K028253
Transaction Type	Transfer
Record Updated	Jun 03, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 N HIGHWAY 45 W, 1210, UNION CITY, TN 38261-8848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 ARBOR AVE, WEST CHICAGO, IL 60185-2201

Mortgage

Document Number	0000028254
Date	May 27, 2022
Instrument	2022K028254

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,789.00 (+15.83%) Homeowner's exemption
2024		$77,260 (+21.39%) Land $10,449 Building $66,811	$231,873 (+21.44%) Land $31,360 Building $200,513
2022	$4,998.00 (+4.71%) Homeowner's exemption	$63,645 (+6.96%) Land $8,608 Building $55,037	$190,935 (+6.96%) Land $25,824 Building $165,111
2021	$4,773.00 Homeowner's exemption	$59,504 Land $8,048 Building $51,456	$178,512 Land $24,144 Building $154,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Opiquad, T-Mobile USA.

Based on FCC filings for 515 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.