491 Barrett St, Elgin, IL 60120 Property Records

Kane County property record for 491 Barrett St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Feb 2021)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-457-006`

Property Details

APN / Parcel Number

Primary APN	`06-13-457-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,772 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	491 BARRETT ST
City	ELGIN
State	IL
Zip	60120-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETTS 3RD ADDN LOT 9 BLOCK 1
Legal Subdivision	BARRETTS 3RD ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-457-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	491 BARRETT ST, ELGIN, IL 60120-6639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2021 · Amount on Record
Deed Sale	Feb 05, 2021 · Amount on Record
Prior Sale	Mar 09, 2004 · Amount on Record
Deed Document Number	20219725
Prior Transfer Date	Jul 06, 2010
Prior Transfer Doc	0000046453
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 05, 2021
Property Address	491 BARRETT ST, ELGIN, IL 60120-6639
Document Number	0000009725
Map Reference	MB 13 PG 7 DOC 5150
Instrument Date	Jan 15, 2021
Instrument	2021K009725
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 N BURLING ST, 2200, CHICAGO, IL 60614-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 BARRETT ST, ELGIN, IL 60120-6639

Mortgage

Document Number	0000009726
Date	Feb 05, 2021
Instrument	2021K009726

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,519.00 (+15.96%)
2024		$78,714 (+21.39%) Land $13,630 Building $65,084	$236,236 (+21.44%) Land $40,906 Building $195,330
2022	$5,622.00 (+3.96%)	$64,842 (+6.96%) Land $11,228 Building $53,614	$194,526 (+6.96%) Land $33,684 Building $160,842
2021	$5,408.00	$60,622 Land $10,497 Building $50,125	$181,866 Land $31,491 Building $150,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Opiquad, T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.