4709 Stone Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 4709 Stone Ridge Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,002 sqft · built 1986
Lot Size0.099 acres (4,326 sqft)
OwnerIndividual Name on File
Tax Bill$733 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0115740548

Property Details

APN / Parcel Number

Primary APN0115740548
Alternative APNs
  • 421245
  • 14161

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,002 sqft Living Area
1st Floor Area1,002 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,326 sqft (0.099 acres)
Lot Dimensions103 ft deep x 42 ft wide
Garage Area435 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4709 STONE RIDGE DR
CityTEMPLE
StateTX
Zip76502-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFA2
Legal DescriptionSTONE RIDGE PHASE I, BLOCK 003, LOT 0017, (TOD DEED)
Legal SubdivisionSTONE RIDGE PHASE I
Legal Block3
Legal Lot Number17
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1016
Census Tract21304

Owner

4709 Stone Ridge Dr is owned and occupied by an individual who acquired it in February 2024.

Source: Bell County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address4709 STONE RIDGE DR, TEMPLE, TX 76502-3735
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 8, 2024
Transfer Doc0000007927
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4709 STONE RIDGE DR, TEMPLE, TX 76502-3735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056034
DateOct 14, 2020
Instrument2020-00056034
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4709 Stone Ridge Dr was $733 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733.00$128,458$146,526 Land $26,250 Building $120,276
2023$730.00 (-41.22%) Homeowner's exemption Senior Citizen's exemption$141,467 Land $21,000 Building $120,467$141,467 Land $21,000 Building $120,467
2022$1,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4709 Stone Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4709 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

May also be available: Altitude ISP, SOS Communications, T-Mobile, Verizon.

Nearby Properties on Stone Ridge Dr

Nearby Streets

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