Bell County property record for 4706 Stone Ridge Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,221 sqft · built 1986 |
| Lot Size | 0.099 acres (4,311 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,572 (May 2025) |
| Tax Bill | $2,645 (2025) |
| Deeds & Mortgages | May 2025 Second Mortgage May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0115740327 |
| Primary APN | 0115740327 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,221 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,311 sqft (0.099 acres) |
| Lot Dimensions | 103 ft deep x 42 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Canopy | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4706 STONE RIDGE DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFA2 |
| Legal Description | STONE RIDGE PHASE I, BLOCK 001, LOT 0010 |
| Legal Subdivision | STONE RIDGE PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21304 |
4706 Stone Ridge Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Bell County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4706 STONE RIDGE DR, TEMPLE, TX 76502-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| May 27, 2025 | Vendor's Lien, Transfer · FHA Mortgage FIRST NATIONAL BANK TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on File |
| Deed Sale | May 27, 2025 · Amount on File |
| Prior Sale | Aug 8, 2016 |
| Deed Document Number | 202525253 |
| Prior Transfer Date | Jun 23, 2015 |
| Prior Transfer Doc | 0000023781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4706 STONE RIDGE DR, TEMPLE, TX 76502-3734 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Name | Verified Name |
|---|---|
| Address | 4706 STONE RIDGE DR, TEMPLE, TX 76502-3734 |
| Document Number | 0000025255 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 2025025255 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 27, 2028 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 27, 2025 |
| Property Address | 4706 STONE RIDGE DR, TEMPLE, TX 76502-3734 |
| Document Number | 0000025253 |
| Map Reference | CAB A SL 372-D |
| Instrument Date | May 27, 2025 |
| Instrument | 2025025253 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4760 STONE RIDGE DR, TEMPLE, TX 76502-3734 |
| Name | Verified Name |
|---|---|
| Address | 4760 STONE RIDGE DR, TEMPLE, TX 76502-3734 |
| Document Number | 0000025254 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 2025025254 |
| Name | FIRST NATIONAL BANK TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
The 2025 property tax bill for 4706 Stone Ridge Dr was $2,645, down 26.9% from the year before.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,645.00 (-26.87%) | $154,696 Land $26,250 Building $128,446 | $154,696 Land $26,250 Building $128,446 |
| 2024 | $3,617.00 (+5.27%) | ||
| 2023 | $3,436.00 (+5.59%) | $149,888 Land $21,000 Building $128,888 | $149,888 Land $21,000 Building $128,888 |
| 2022 | $3,254.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4706 Stone Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4706 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Altitude ISP, SOS Communications, T-Mobile, Verizon.
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