4709 S Equity Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 4709 S Equity Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 913 sqft · built 2001
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Trust Names on File
Last Sale	$229,000 (Oct 2020)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-34-479-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-34-479-012-000`
Alternative APN	`71813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	913 sqft Finished Area
1st Floor Area	913 sqft
Basement Area	850 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	135 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	71813
Street Address	4709 S EQUITY DR
City	SIOUX FALLS
State	SD
Zip	57106-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 3 SERTOMA HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SERTOMA HILLS ADDN
Legal Block	3
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

4709 S Equity Dr is owner-occupied and held in a trust since October 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4709 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Oct 22, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Feb 8, 2013 · Amount on File
Deed Book / Page	599-D / 805
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	599DEED/800
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4709 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1902MTG/475
Date	Oct 22, 2020
Book Page	1902 MTG/475

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Non-Lending Institution
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 22, 2020
Property Address	4709 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Document Number	599DEED/805
Book / Page	599 DEED / 805
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 91226, SIOUX FALLS, SD 57109-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4709 S EQUITY DR, SIOUX FALLS, SD 57106-7513

Mortgage

Document Number	1902MTG/473
Date	Oct 22, 2020
Book Page	1902 MTG/473

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 22, 2020
Property Address	4709 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Document Number	599DEED/800
Book / Page	599 DEED / 800
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 91226, SIOUX FALLS, SD 57109-1226

Tax Assessment & Valuation

The 2025 property tax bill for 4709 S Equity Dr was $3,515.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,525 (-1.1%) Land $26,802 Building $231,723	$258,525 Land $26,802 Building $231,723
2025	$3,515.00	$261,400 (+0.54%) Land $27,100 Building $234,300
2024	$3,515.00	$260,000 Land $27,100 Building $232,900
2022	$3,230.00	$216,500 Land $27,100 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4709 S Equity Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2015–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4709 S Equity Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60

May also be available: Verizon.

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