4705 S Equity Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 4705 S Equity Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 890 sqft · built 2001
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2021)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-34-479-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-34-479-013-000`
Alternative APN	`71812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	890 sqft Finished Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	71812
Street Address	4705 S EQUITY DR
City	SIOUX FALLS
State	SD
Zip	57106-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 3 SERTOMA HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SERTOMA HILLS ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

4705 S Equity Dr is owned and occupied by an individual who bought it in May 2021.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Mar 3, 2022	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jul 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Book / Page	604-D / 700
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1947MTG/804
Date	Mar 3, 2022
Book Page	1947 MTG/804

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 3, 2022
Property Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Document Number	611DEED/1003
Book / Page	611 DEED / 1003
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 19, 2021
Property Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Document Number	604DEED/700
Book / Page	604 DEED / 700
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513

Mortgage

Document Number	1923MTG170
Date	May 19, 2021
Instrument	1923 MTG/170

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 17, 2018
Property Address	4705 S EQUITY DR, SIOUX FALLS, SD 57106-7513
Document Number	000583/940
Book / Page	583 / 940
Instrument Date	Jul 13, 2018
Instrument	816527
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4705 S Equity Dr was $3,528.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,514 (-1.1%) Land $26,802 Building $232,712	$259,514 Land $26,802 Building $232,712
2025	$3,528.00	$262,400 (+0.88%) Land $27,100 Building $235,300
2024	$3,528.00	$260,100 Land $27,100 Building $233,000
2022	$3,153.00	$211,200 Land $27,100 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 S Equity Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2015–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4705 S Equity Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60

May also be available: Verizon.

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