4709 Arbor Gate Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4709 Arbor Gate Dr, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,454 sqft · built 2014
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (May 2023)
Tax Bill	$11,847 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17402-0140-9`

Property Details

APN / Parcel Number

Primary APN	`17402-0140-9`
Alternative APN	`3518161740201409`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,454 sqft Living Area
Gross Area	5,336 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	200 sqft
Porch	Screened Porch
Porch Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4709 ARBOR GATE DR
City	BRADENTON
State	FL
Zip	34203-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 18 ARBOR RESERVE PI#17402.0140/9
Legal Range	18E
Legal Township	35S
Legal Section	16
Legal Subdivision	ARBOR RESERVE
Legal Tract	01740200
Legal Lot Number	18
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3005
Census Tract	814

Owner

4709 Arbor Gate Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Manatee County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2022	Correction Deed ACCOMODATION, ACCOMMODATION
Feb 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Oct 6, 2014 · Amount on File
Deed Document Number	202346114
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0026084918
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 3, 2023
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Document Number	0041046114
Map Reference	MB 55 PG 117-124
Instrument Date	May 1, 2023
Instrument	202341046114
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15111 3RD DR E, BRADENTON, FL 34212-1653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 LAKEWOOD RANCH BLVD, BRADENTON, FL 34211

Mortgage

Document Number	0041046115
Date	May 3, 2023
Instrument	202341046115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 28, 2022
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Document Number	0041140499
Map Reference	MB 55 PG 117-124
Instrument Date	Nov 26, 2022
Instrument	202241140499
Record Updated	Dec 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041010931
Date	Feb 5, 2019
Book Page	2767/0095
Instrument	201941010931

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 16, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041000892
Date	Jan 3, 2020
Instrument	202041000892

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041132297
Date	Oct 5, 2021
Instrument	202141132297

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041061426
Date	May 6, 2022
Instrument	202241061426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4709 ARBOR GATE DR, BRADENTON, FL 34203-5526
Document Number	0041086360
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4709 ARBOR GATE DR BRADENTON FL 342035526, BRADENTON, FL 34203-5526

Mortgage

Document Number	0041086360
Date	Aug 18, 2020
Instrument	41086360

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$728,014 Land $56,100 Building $671,914	$728,014 Land $56,100 Building $671,914
2024	$11,847.00 (+67.24%)
2023	$7,084.00 (+2.74%) Homeowner's exemption	$477,364 (+3%)	$857,882 (+22.54%) Land $56,100 Building $801,782
2022	$6,895.00 Homeowner's exemption	$463,460	$700,060 Land $55,000 Building $645,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4709 Arbor Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4709 Arbor Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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