4705 Arbor Gate Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4705 Arbor Gate Dr, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,697 sqft · built 2014
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2014)
Tax Bill	$6,424 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17402-0135-9`

Property Details

APN / Parcel Number

Primary APN	`17402-0135-9`
Alternative APN	`3518161740201359`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,697 sqft Living Area
Gross Area	4,476 sqft
1st Floor Area	1,378 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	290 sqft
Porch	Screened Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4705 ARBOR GATE DR
City	BRADENTON
State	FL
Zip	34203-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 17 ARBOR RESERVE PI#17402.0135/9
Legal Range	18E
Legal Township	35S
Legal Section	16
Legal Subdivision	ARBOR RESERVE
Legal Tract	01740200
Legal Lot Number	17
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3005
Census Tract	814

Owner

4705 Arbor Gate Dr is owned and occupied by two individuals who bought it in August 2014.

Source: Manatee County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 ARBOR GATE DR, BRADENTON, FL 34203-5526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION
Jan 26, 2018	Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2014 · Amount on File
Deed Sale	Aug 28, 2014 · Amount on File
Deed Document Number	20143304474
Deed Book / Page	2534 / 1447
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Sep 23, 2026
Property Address	4705 ARBOR GATE DR, BRADENTON, FL 34203-5526
Document Number	0000110099
Instrument Date	Sep 18, 2026
Instrument	2026110099
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 ARBOR GATE DR, BRADENTON, FL 34203-5526

Mortgage

Document Number	0000110099,
Date	Sep 23, 2026
Instrument	2026110099

Lender

Name	CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 27, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4705 ARBOR GATE DR, BRADENTON, FL 34203-5526
Document Number	0027123462
Book / Page	002712 / 003462
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 ARBOR GATE DR BRADENTON FL 342035526, BRADENTON, FL 34203-5526

Mortgage

Document Number	0027123462
Date	Feb 1, 2018
Book Page	002712/003462
Instrument	41010681

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Arbor Gate Dr was $6,424 with a homeowner's exemption, up 3.1% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,652 (+2.7%)	$696,353 (-1.12%) Land $56,100 Building $640,253
2025	$6,424.00 (+3.06%) Homeowner's exemption	$444,647	$704,238 Land $56,100 Building $648,138
2024	$6,233.00 (+1.48%)
2023	$6,142.00 (+3.28%) Homeowner's exemption	$419,530 (+3.51%)	$754,925 (+22.3%) Land $56,100 Building $698,825
2022	$5,947.00 Homeowner's exemption	$405,305	$617,278 Land $55,000 Building $562,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Arbor Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Arbor Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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