4708 S Duluth Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 4708 S Duluth Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,718 sqft · built 2020
Lot Size	0.331 acres (14,414 sqft)
Owner	2 Trust Names on Record
Tax Bill	$15,183 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-32-478-026-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-32-478-026-000`
Alternative APN	`93144`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,718 sqft Finished Area
Basement Area	2,718 sqft
Finished Basement	2,302 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,414 sqft (0.331 acres)
Garage Type	Attached
Garage Area	1,071 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	93144
Street Address	4708 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57105-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8D BLOCK 1 RIVER RIDGE ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVER RIDGE ADDN
Legal Block	1
Legal Lot Number	8D
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2019
Census Tract	1902

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4708 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Construction Mortgage CS BANK
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4708 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 69TH ST 205, 205, SIOUX FALLS, SD 57108-8322

Mortgage

Document Number	1862MTG/148
Date	Jul 3, 2019
Book Page	1862 MTG/148

Lender

Name	CS BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 22, 2021
Property Address	4708 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Document Number	606DEED/570
Book / Page	606 DEED / 570
Instrument Date	Jul 20, 2021
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2763, SIOUX FALLS, SD 57101-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 S DULUTH AVE, SIOUX FALLS, SD 57105-6703

Mortgage

Document Number	01929MTG31
Date	Jul 22, 2021
Instrument	1929 MTG/31

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 19, 2020
Property Address	4708 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Document Number	598DEED/310
Book / Page	598 DEED / 310
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 E 69TH ST # ST205, ST205, SIOUX FALLS, SD 57108-8321

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4708 S DULUTH AVE, SIOUX FALLS, SD 57105-6703

Mortgage

Document Number	1895MTG235
Date	Aug 19, 2020
Instrument	1895 MTG/235

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,198,075 (+4.14%) Land $53,901 Building $1,144,174	$1,198,075 Land $53,901 Building $1,144,174
2025	$15,183.00	$1,150,500 (+11.3%) Land $54,500 Building $1,096,000
2024	$15,183.00 (+35.14%)	$1,033,700 (+35.09%) Land $54,500 Building $979,200
2022	$11,235.00	$765,200 Land $40,600 Building $724,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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