4700 S Duluth Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 4700 S Duluth Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,718 sqft · built 2020
Lot Size	0.231 acres (10,075 sqft)
Owner	2 Trust Names on File
Tax Bill	$13,972 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-32-478-024-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-32-478-024-000`
Alternative APN	`93146`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,718 sqft Finished Area
Basement Area	2,718 sqft
Finished Basement	2,290 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,075 sqft (0.231 acres)
Garage Type	Attached
Garage Area	1,071 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	93146
Street Address	4700 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57105-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8F BLOCK 1 RIVER RIDGE ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVER RIDGE ADDN
Legal Block	1
Legal Lot Number	8F
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2019
Census Tract	1902

Owner

4700 S Duluth Ave is owner-occupied and held in a trust since December 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4700 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit FIRST WESTERN BANK & TRUST
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit CS BANK
Apr 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 5, 2023
Transfer Doc	0623000704
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4700 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 S DULUTH AVE, SIOUX FALLS, SD 57105-6703

Mortgage

Document Number	MTG1982/531
Date	Apr 10, 2024
Book Page	MTG 1982/531

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank
Address	320 S PHILLIPS AVE STE 201, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4700 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 69TH ST 205, 205, SIOUX FALLS, SD 57108-8322

Mortgage

Document Number	1862MTG/149
Date	Jul 3, 2019
Book Page	1862 MTG/149

Lender

Name	CS BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 19, 2022
Property Address	4700 S DULUTH AVE, SIOUX FALLS, SD 57105-6703
Document Number	612DEED/900
Book / Page	612 DEED / 900
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Tax	$1,215.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2763, SIOUX FALLS, SD 57101-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4700 S DULUTH AVE, SIOUX FALLS, SD 57105-6703

Tax Assessment & Valuation

The 2025 property tax bill for 4700 S Duluth Ave was $13,972.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,104,713 (+4.18%) Land $39,857 Building $1,064,856	$1,104,713 Land $39,857 Building $1,064,856
2025	$13,972.00	$1,060,400 (+4.97%) Land $40,300 Building $1,020,100
2024	$13,972.00	$1,010,200 Land $40,300 Building $969,900
2022	$10,738.00	$586,300 Land $30,000 Building $556,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4700 S Duluth Ave in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4700 S Duluth Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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