4708 Deerfield Pl, Smithfield, KY 40068 Property Records

Oldham County property record for 4708 Deerfield Pl, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Nov 2019)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56-06A-02-56`

Property Details

APN / Parcel Number

Primary APN	`56-06A-02-56`
Alternative APN	`63103`

Exterior

Lot Area	19,998 sqft (0.459 acres)

Location & Zoning

Account Number	63103
Street Address	4708 DEERFIELD PL
City	SMITHFIELD
State	KY
Zip	40068-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .4591 AC
Legal Block	SEC 2
Legal Lot Number	56
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1014
Census Tract	30402

Owner

4708 Deerfield Pl is owned and occupied by an individual who bought it in November 2019.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	560349
Deed Book / Page	D1233 / 0398
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804

Mortgage

Document Number	0M2634/122
Date	Aug 14, 2023
Book Page	M2634/122
Instrument	738331

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2279/591
Date	Oct 3, 2017
Book Page	M2279/591
Instrument	530896

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2475/379
Date	Dec 17, 2020
Book Page	M2475/379
Instrument	611481

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 26, 2019
Property Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Document Number	D1233/0398
Book / Page	D1233 / 0398
Map Reference	MB 6 PG 107
Instrument Date	Nov 20, 2019
Instrument	560349
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 SHARLANDS AVE UNIT 1412, 6900, RENO, NV 89523-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 DEERFIELD PL, SMITHFIELD, KY 40068-6804

Mortgage

Document Number	560350
Date	Nov 26, 2019
Instrument	560350

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4708 Deerfield Pl was $4,233.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,233.00	$340,000 Land $50,000 Building $290,000	$340,000 Land $50,000 Building $290,000
2023	$3,622.00	$288,000 Land $50,000 Building $238,000	$288,000 Land $50,000 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4708 Deerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 Deerfield Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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