4700 Deerfield Pl, Smithfield, KY 40068 Property Records

Oldham County property record for 4700 Deerfield Pl, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Lot Size	0.548 acres (23,871 sqft)
Owner	Individual Name on File
Last Sale	$320,879 (Aug 2016)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-06A-02-58`

Property Details

APN / Parcel Number

Primary APN	`56-06A-02-58`
Alternative APN	`55731`

Exterior

Lot Area	23,871 sqft (0.548 acres)

Location & Zoning

Account Number	55731
Street Address	4700 DEERFIELD PL
City	SMITHFIELD
State	KY
Zip	40068-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, I G POOL & .5480 AC
Legal Block	SEC 2
Legal Lot Number	58
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1014
Census Tract	30402

Owner

4700 Deerfield Pl is owned and occupied by an individual who bought it in August 2016.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4700 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Sep 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Deed Document Number	513831
Deed Book / Page	D1141 / 350
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4700 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2451/750
Date	Sep 23, 2020
Book Page	M2451/750
Instrument	596412

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4700 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Transaction Type	Mortgage
Record Updated	Oct 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2372/0111
Date	Oct 8, 2019
Book Page	M2372/0111
Instrument	558220

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4700 DEERFIELD PL, SMITHFIELD, KY 40068-6804
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2321/0422
Date	Sep 13, 2018
Book Page	M2321/0422
Instrument	543626

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jul 9, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 4700 Deerfield Pl was $4,787.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00	$385,000 Land $50,000 Building $335,000	$385,000 Land $50,000 Building $335,000
2023	$4,391.00	$350,000 Land $50,000 Building $300,000	$350,000 Land $50,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4700 Deerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4700 Deerfield Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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