Union County property record for 4708 Chantress Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,668 sqft · built 2006 |
| Lot Size | 0.059 acres (2,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2025) |
| Tax Bill | $2,260 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-363-320 |
| Primary APN | 09-363-320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 2,570 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4708 CHANTRESS LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-MF MONRO |
| Legal Description | #84 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ071 OPCJ172 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-320
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4708 CHANTRESS LN, MONROE, NC 28110-5643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Dec 16, 2019 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2025 · Amount on Record |
| Deed Sale | Jun 05, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2019 · Amount on Record |
| Deed Document Number | 202514008 |
| Deed Book / Page | 9132 / 399 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4708 CHANTRESS LN, MONROE, NC 28110-5643 |
| Document Number | 7951552 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4708 CHANTRESS LN MONROE NC 281105643, MONROE, NC 28110-5643 |
| Document Number | 7951552 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 007951/000552 |
| Instrument | 1543 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 16, 2019 |
| Property Address | 4708 CHANTRESS LN, MONROE, NC 28110-5643 |
| Document Number | 7541257 |
| Book / Page | 007541 / 000257 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 39296 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4708 CHANTRESS LN MONROE NC 281105643, MONROE, NC 28110-5643 |
| Document Number | 7541259 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 007541/000259 |
| Instrument | 39297 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,260.00 (+9.5%) | $258,600 (+36.61%) Land $60,400 Building $198,200 | $258,600 (+36.61%) Land $60,400 Building $198,200 |
| 2023 | $2,064.00 | $189,300 Land $41,000 Building $148,300 | $189,300 Land $41,000 Building $148,300 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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