Union County property record for 4706 Chantress Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,186 sqft · built 2006 |
| Lot Size | 0.059 acres (2,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (May 2024) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-363-319 |
| Primary APN | 09-363-319 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,186 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 2,570 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4706 CHANTRESS LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-MF MONRO |
| Legal Description | #83 CHARLESTOWN @ BRECKONRIDGE PH1 OPCJ071 OPCJ172 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20321 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4706 CHANTRESS LN, MONROE, NC 28110-5643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 4, 2018 | Deed of Trust, Mortgage · Line of Credit IBM SOUTHEAST EMPLOYEES FCU |
| May 6, 2019 | Loan Modification, Mortgage · Conventional Mortgage IBM SE EMPS CU |
| Aug 9, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Aug 9, 2018 · Amount on Record |
| Deed Document Number | 202412321 |
| Deed Book / Page | 8912 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 30, 2024 |
| Property Address | 4706 CHANTRESS LN, MONROE, NC 28110-5643 |
| Document Number | 0008912158 |
| Book / Page | 8912 / 158 |
| Map Reference | MB 7212 PG 849 |
| Instrument Date | May 29, 2024 |
| Instrument | 12321 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 LANYARD DRB, MOORESVILLE, NC 28117 |
| Name | Verified Name |
|---|
| Document Number | 0000012322 |
|---|---|
| Date | May 30, 2024 |
| Instrument | 12322 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4706 CHANTRESS LN, MONROE, NC 28110-5643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7278492 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 7278/492 |
| Instrument | 0033373 |
| Name | IBM SOUTHEAST EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | DELRAY BEACH, FL 33445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4706 CHANTRESS LN, MONROE, NC 28110-5643 |
| Document Number | 7389528 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4706 CHANTRESS LN MONROE NC 281105643, MONROE, NC 28110-5643 |
| Document Number | 7389528 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 007389/000528 |
| Instrument | 16073 |
| Name | IBM SE EMPS CU |
|---|---|
| Address | DELRAY BEACH, FL 33445 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 9, 2018 |
| Property Address | 4706 CHANTRESS LN, MONROE, NC 28110-5643 |
| Document Number | 7212849 |
| Book / Page | 007212 / 000849 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 22363 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $386.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4706 CHANTRESS LN MONROE NC 281105643, MONROE, NC 28110-5643 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,660.00 (+11.86%) | $304,300 (+39.52%) Land $60,400 Building $243,900 | $304,300 (+39.52%) Land $60,400 Building $243,900 |
| 2023 | $2,378.00 | $218,100 Land $41,000 Building $177,100 | $218,100 Land $41,000 Building $177,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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