4705 Victory Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4705 Victory Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,291 sqft · built 1925
Lot Size	0.414 acres (18,047 sqft)
Owner	2 Individual Names on File
Last Sale	$20,500 (Jan 2019)
Tax Bill	$543 (2025)
Deeds & Mortgages	Jan 2019 Sale Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`056-42-01-041.00`

Property Details

APN / Parcel Number

Primary APN	`056-42-01-041.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,291 sqft Finished Area
Gross Area	2,895 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	18,047 sqft (0.414 acres)
Lot Dimensions	159 ft deep x 113 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4705 VICTORY AVE
City	COVINGTON
State	KY
Zip	41015-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORY RIDGE PT LOT 10 113.5'X 159'
Legal Subdivision	VICTORY RIDGE
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3020
Census Tract	61300

Owner

4705 Victory Ave is owned by two individuals who bought it in January 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12417 GATELY OAKS LN E, JACKSONVILLE, FL 32225-3982
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Grant Deed, Transfer OTHER
Jul 20, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on File
Deed Sale	Jan 9, 2019 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	201901 09 059 00113
Deed Book / Page	6579 / 281
Prior Transfer Date	Feb 20, 2013
Prior Transfer Doc	0005900122
Record Updated	Oct 29, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 9, 2019
Property Address	4705 VICTORY AVE, COVINGTON, KY 41015-1900
Document Number	0000000113
Book / Page	0C6579 / 000281
Instrument Date	Jan 4, 2019
Instrument	113
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$20.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12417 GATELY OAKS LN E JACKSONVILLE FL 322253982, JACKSONVILLE, FL 32225-3982

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2018
Property Address	4705 VICTORY AVE, COVINGTON, KY 41015-1900
Document Number	0000000182
Book / Page	0C6457 / 000152
Instrument Date	Mar 7, 2018
Instrument	182
Transaction Type	Transfer
Record Updated	Aug 6, 2018

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 FOUNTAIN SQUARE PLZ CINCINNATI OH 452023102, CINCINNATI, OH 45202-3102

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Victory Ave was $543.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (+192.68%) Land $15,000 Building $105,000	$120,000 (+192.68%) Land $15,000 Building $105,000
2025	$543.00	$41,000 Land $10,000 Building $31,000	$41,000 Land $10,000 Building $31,000
2023	$546.00	$41,000 Land $10,000 Building $31,000	$41,000 Land $10,000 Building $31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Victory Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Victory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

4705 Victory Ave, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Victory Ave

Nearby Streets

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