Will County property record for 4707 Baccarrat Ct, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,554 sqft · built 2002 |
| Lot Size | 0.1 acres (4,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,900 (Dec 2024) |
| Tax Bill | $5,798 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-03-326-099 |
| Primary APN | 05-06-03-326-099 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,418 sqft (0.1 acres) |
| Garage Type | Mixed |
| Garage Area | 217 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 4707 BACCARRAT CT |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5-4 IN WATERFORD POINTE THIRD RESUB OF LOTS 5, 14, 15 16 IN WATERFORD POINTE UNIT 2, BEING A RESUB OF BLKS 1, 2 3 IN WA |
| Legal Range | 09E |
| Legal Township | 35N |
| Legal Section | 03 |
| Legal Subdivision | WATERFORD POINTE |
| Legal Block | 1, 2,3 |
| Legal Lot Number | 4-5,14 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 883214 |
4707 Baccarrat Ct is owned and occupied by an individual who bought it in December 2024.
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Feb 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Dec 6, 2018 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Prior Sale | Feb 11, 2014 · Amount on File |
| Deed Document Number | 202466115 |
| Prior Transfer Date | May 14, 2011 |
| Prior Transfer Doc | 0000056055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Document Number | 0000060150 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | R2025060150 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | NOT AVAILABLE, COVIUS SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Document Number | 0000008591 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | R2024008591 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029385 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | R2017029385 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000127931 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | R2021127931 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4707 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Document Number | 0000086545 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4707 BACCARRAT CT JOLIET IL 604317523, JOLIET, IL 60431-7523 |
| Document Number | 0000086545 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 86545 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Rate | 6.12% |
|---|
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Troy Township |
| Municipality | Joliet City |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Elementary School District | Troy Community Consolidated School District 30C (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,807 (+4.59%) Land $11,793 Building $74,014 | $257,421 (+4.59%) Land $35,379 Building $222,042 | |
| 2024 | $5,798.00 | $82,040 Land $10,884 Building $71,156 | $246,120 Land $32,652 Building $213,468 |
| 2022 | $4,760.00 Homeowner's exemption Senior Citizen's exemption | $62,290 Land $9,253 Building $53,037 | $186,870 Land $27,759 Building $159,111 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4707 Baccarrat Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4707 Baccarrat Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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