Will County property record for 4705 Baccarrat Ct, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,554 sqft · built 2002 |
| Lot Size | 0.304 acres (2,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Aug 2026) |
| Tax Bill | $6,647 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-03-326-100 |
| Primary APN | 05-06-03-326-100 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,882 sqft (0.304 acres) |
| Garage Type | Mixed |
| Garage Area | 217 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 4705 BACCARRAT CT |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5-3 IN WATERFORD POINTE THIRD RESUB OF LOTS 5, 14, 15 16 IN WATERFORD POINTE UNIT 2, BEING A RESUB OF BLKS 1, 2 3 IN WA |
| Legal Range | 09E |
| Legal Township | 35N |
| Legal Section | 03 |
| Legal Subdivision | WATERFORD POINTE THIRD RE |
| Legal Block | 1, 2,3 |
| Legal Lot Number | 3-5,14 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 883214 |
Source: Will County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 600 CRESCENZO CT, C, NEW LENOX, IL 60451-3217 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL |
| Aug 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Sep 27, 2002 · Amount on Record |
| Deed Document Number | 202651525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Aug 19, 2026 |
| Property Address | 4705 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Document Number | 0000051525 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202651525 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | LAKESHORE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 CRESCENZO CT, NEW LENOX, IL 60451-1695 |
| Document Number | 0000051526, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202651526 |
| Name | GENEVA FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4705 BACCARRAT CT, JOLIET, IL 60431-7523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052397 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | R2019052397 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 4, 2029 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Troy Township |
| Municipality | Joliet City |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Elementary School District | Troy Community Consolidated School District 30C (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,647.00 (+126.17%) | $94,045 (+4.54%) Land $11,793 Building $82,252 | $282,135 (+4.54%) Land $35,379 Building $246,756 |
| 2024 | $89,960 (+38.82%) Land $10,884 Building $79,076 | $269,880 (+38.82%) Land $32,652 Building $237,228 | |
| 2022 | $2,939.00 Homeowner's exemption Senior Citizen's exemption | $64,804 Land $9,253 Building $55,551 | $194,412 Land $27,759 Building $166,653 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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