Union County property record for 4706 Nesbit Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,204 sqft · built 1988 |
| Lot Size | 2.83 acres (123,275 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,209 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-309-010A |
| Primary APN | 04-309-010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 2,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 123,275 sqft (2.83 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4706 NESBIT RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4706 NESBIT RD |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21005 |
Source: Union County records · APN 04-309-010A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 09, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 16, 2026 |
| Property Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Document Number | 0000010189 |
| Book / Page | 9350 / 756 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.10189 |
| Record Updated | Apr 30, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010189, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 9350/756 |
| Instrument | 2026.10189 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 16, 2026 |
| Property Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Document Number | 0009350756 |
| Book / Page | 9350 / 756 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202610189 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010189, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 9350/756 |
| Instrument | 202610189 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7839826 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 7839/826 |
| Instrument | 40724 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4706 NESBIT RD, MONROE, NC 28112-7536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7839842 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 7839/842 |
| Instrument | 40725 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 (+23.13%) | $458,800 (+62.23%) Land $163,100 Building $295,700 | $458,800 (+62.23%) Land $163,100 Building $295,700 |
| 2023 | $1,794.00 | $282,800 Land $55,800 Building $227,000 | $282,800 Land $55,800 Building $227,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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