Union County property record for 4705 Nesbit Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 2008 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (May 2013) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-309-019C |
| Primary APN | 04-309-019C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4705 NESBIT RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.03A OPCK593 |
| Legal Subdivision | LINDA WITMORE |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21005 |
Source: Union County records · APN 04-309-019C
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4705 NESBIT RD, MONROE, NC 28112-7536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 05, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 01, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2013 · Amount on Record |
| Deed Sale | May 01, 2013 · Amount on Record |
| Deed Document Number | 201314810 |
| Deed Book / Page | 5994 / 485 |
| Last Transfer Date | Mar 31, 2021 |
| Transfer Doc | 8050892 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4705 NESBIT RD, MONROE, NC 28112-7536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0009338788 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 9338/788 |
| Instrument | 8467 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 05, 2021 |
| Property Address | 4705 NESBIT RD, MONROE, NC 28112-7536 |
| Document Number | 0008050892 |
| Book / Page | 8050 / 892 |
| Map Reference | CAB K FILE 593 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 15628 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4705 NESBIT RD, MONROE, NC 28112-7536 |
| Document Number | 0000015629 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 15629 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 01, 2017 |
| Property Address | 4705 NESBIT RD, MONROE, NC 28112-7536 |
| Document Number | 6943891 |
| Book / Page | 006943 / 000891 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 15302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 NESBIT RD WAXHAW NC 28173, WAXHAW, NC 28173 |
| Document Number | 6943894 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 006943/000894 |
| Instrument | 15303 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,232.00 (+5.48%) | $463,600 (+38.97%) Land $80,700 Building $382,900 | $463,600 (+38.97%) Land $80,700 Building $382,900 |
| 2023 | $2,116.00 | $333,600 Land $43,200 Building $290,400 | $333,600 Land $43,200 Building $290,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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