Martin County property record for 4705 SE Manatee Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 1980 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $532,100 (Jan 2024) |
| Tax Bill | $6,456 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-38-41-003-001-00100-7 |
| Primary APN | 48-38-41-003-001-00100-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 38501 |
|---|---|
| Street Address | 4705 SE MANATEE TER |
| City | STUART |
| State | FL |
| Zip | 34997-6996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HECKY'S ALLOTMENT LOT 10 BLK 1 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | HECKYS ALLOTMENT |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1302 |
Source: Martin County records · APN 48-38-41-003-001-00100-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 SE MANATEE TER, STUART, FL 34997-6996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTER STREET LENDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2024 · Amount on Record |
| Deed Sale | Jan 09, 2024 · Amount on Record |
| Prior Sale | Oct 27, 2022 · Amount on Record |
| Deed Document Number | 0003415295 |
| Deed Book / Page | 3415 / 295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jan 09, 2024 |
| Property Address | 4705 SE MANATEE TER, STUART, FL 34997-6996 |
| Document Number | 0034150295 |
| Book / Page | 3415 / 295 |
| Map Reference | MB 4 PG 33 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 3052879 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | SOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,724.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2555 NE 11TH ST # ST602, ST602, FORT LAUDERDALE, FL 33304-3215 |
| Name | Verified Name |
|---|---|
| Address | 4705 SE MANATEE TER, STUART, FL 34997-6996 |
| Document Number | 0003415297 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 3415/297 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Oct 27, 2022 |
| Property Address | 4705 SE MANATEE TER, STUART, FL 34997-6996 |
| Document Number | 0033431612 |
| Book / Page | 3343 / 1612 |
| Map Reference | MB 4 PG 33 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2987136 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 S CLARKSON ST, 860, DENVER, CO 80209-4326 |
| Name | Verified Name |
|---|---|
| Address | 2555 NE 11TH ST APT 602, 602, FORT LAUDERDALE, FL 33304-3211 |
| Document Number | 0033431614 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 3343/1614 |
| Name | CENTER STREET LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498,720 (+40.27%) Land $220,000 Building $278,720 | $498,720 (+40.27%) Land $220,000 Building $278,720 | |
| 2024 | $6,456.00 (+1.69%) | ||
| 2023 | $6,349.00 (+484.08%) | $355,540 (+171.29%) Land $205,000 Building $150,540 | $355,540 (+10.87%) Land $205,000 Building $150,540 |
| 2022 | $1,087.00 Homeowner's exemption | $131,057 | $320,670 Land $210,000 Building $110,670 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 263 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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