4685 SE Manatee Ter, Stuart, FL 34997 Property Records

Martin County property record for 4685 SE Manatee Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,235 sqft · built 2019
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Company Names on Record
Last Sale	$520,900 (Dec 2019)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Jan 2024 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-003-001-0011.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-003-001-0011.0-5-0000`
Alternative APNs	`48-38-41-003-001-00110-5` `38502`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,235 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	2,235 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38502
Street Address	4685 SE MANATEE TER
City	STUART
State	FL
Zip	34997-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HECKYS ALLOTMENT LOT 11 BLK 1
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	HECKYS ALLOTMENT
Legal Block	1
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4685 SE MANATEE TER, STUART, FL 34997-2566
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Jul 3, 2019	Warranty Deed, Transfer RICHARD & KATHY L RASTRELLI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	20192791280
Deed Book / Page	3101 / 2385
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jan 8, 2024
Property Address	4685 SE MANATEE TER, STUART, FL 34997-2566
Document Number	0034142386
Book / Page	3414 / 2386
Map Reference	MB 4 PG 33
Instrument Date	Jan 3, 2024
Instrument	3052597
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4685 SE MANATEE TER, STUART, FL 34997-2566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4685 SE MANATEE TER, STUART, FL 34997-2566

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4685 SE MANATEE TER, STUART, FL 34997-2566
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4685 SE MANATEE TER, STUART, FL 34997-2566

Mortgage

Document Number	0032030308
Date	Mar 4, 2021
Book Page	3203/308
Instrument	2872146

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 23, 2019
Property Address	4685 SE MANATEE TER, STUART, FL 34997-2566
Document Number	0031012385
Book / Page	003101 / 002385
Instrument Date	Dec 20, 2019
Instrument	2791280
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,646.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4685 SE MANATEE TER STUART FL 349972566, STUART, FL 34997-2566

Mortgage

Document Number	31012386
Date	Dec 23, 2019
Book Page	003101/002386
Instrument	2791281

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 3, 2019
Property Address	4685 SE MANATEE TER, STUART, FL 34997-2566
Document Number	0030690583
Book / Page	003069 / 000583
Instrument Date	Jun 28, 2019
Instrument	2763291
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,022.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067

Mortgage

Document Number	30690584
Date	Jul 3, 2019
Book Page	003069/000584
Instrument	2763292

Lender

Name	RICHARD & KATHY L RASTRELLI
Address	557 SW 11TH CT, PALM CITY, FL 34990-1740

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,332.00 (-0.8%) Additional exemption filed	$477,998 (+5.99%)	$712,330 (+9.92%) Land $220,000 Building $492,330
2024	$7,391.00 (+1.87%)
2023	$7,255.00 (+3.52%) Additional exemption filed	$450,998 (+3%)	$648,070 (+18.82%) Land $205,000 Building $443,070
2022	$7,008.00 Homeowner's exemption	$437,863	$545,430 Land $210,000 Building $335,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

4685 SE Manatee Ter, Stuart, FL 34997 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on SE Manatee Ter

Nearby Streets

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