4705 Highmont Dr, Temple, TX 76502 Property Records

Bell County property record for 4705 Highmont Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,536 sqft · built 2020
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on File
Last Sale$184,900 (Jan 2021)
Tax Bill$4,402 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0956570944

Property Details

APN / Parcel Number

Primary APN0956570944
Alternative APNs
  • 489349
  • 593880

Interior

Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area6,621 sqft (0.152 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address4705 HIGHMONT DR
CityTEMPLE
StateTX
Zip76502-6149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTFIELD DEVELOPMENT PHASE XII, BLOCK 001, LOT 0035, (SECTION 1), ACRES .152
Legal SubdivisionWESTFIELD DEVELOPMENT PHASE XII
Legal Block1
Legal Lot Number35
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1001
Census Tract20302

Owner

4705 Highmont Dr is owned and occupied by an individual who bought it in January 2021.

Source: Bell County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address4705 HIGHMONT DR, TEMPLE, TX 76502-6149
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jan 26, 2021Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2021 · Amount on File
Deed SaleJan 26, 2021 · Amount on File
Deed Document Number20215248
Prior Transfer DateJan 25, 2021
Prior Transfer Doc0000005248
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4705 HIGHMONT DR, TEMPLE, TX 76502-6149
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyCENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043475
DateAug 19, 2020
Instrument2020-00043475
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 26, 2021
Property Address4705 HIGHMONT DR, TEMPLE, TX 76502-6149
Document Number0000005248
Map ReferenceDOC 219-62
Instrument DateJan 25, 2021
Instrument2021005248
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyCENTRALAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

NameVerified Name
Address4705 HIGHMONT DRIVE, TEMPLE, TX 76502-6149

Mortgage

Document Number0000005249
DateJan 26, 2021
Instrument2021005249
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Highmont Dr was $4,402 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,402.00$265,782 Land $40,000 Building $225,782$265,782 Land $40,000 Building $225,782
2023$3,927.00 (-15.18%) Homeowner's exemption$291,925 Land $32,000 Building $259,925$291,925 Land $32,000 Building $259,925
2022$4,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Highmont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Highmont Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 42% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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