Bell County property record for 4705 Highmont Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 2020 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,900 (Jan 2021) |
| Tax Bill | $4,402 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0956570944 |
| Primary APN | 0956570944 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Street Address | 4705 HIGHMONT DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-6149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD DEVELOPMENT PHASE XII, BLOCK 001, LOT 0035, (SECTION 1), ACRES .152 |
| Legal Subdivision | WESTFIELD DEVELOPMENT PHASE XII |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20302 |
4705 Highmont Dr is owned and occupied by an individual who bought it in January 2021.
Source: Bell County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 HIGHMONT DR, TEMPLE, TX 76502-6149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 26, 2021 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on File |
| Deed Sale | Jan 26, 2021 · Amount on File |
| Deed Document Number | 20215248 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 0000005248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4705 HIGHMONT DR, TEMPLE, TX 76502-6149 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043475 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-00043475 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 26, 2021 |
| Property Address | 4705 HIGHMONT DR, TEMPLE, TX 76502-6149 |
| Document Number | 0000005248 |
| Map Reference | DOC 219-62 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021005248 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 4705 HIGHMONT DRIVE, TEMPLE, TX 76502-6149 |
| Document Number | 0000005249 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021005249 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4705 Highmont Dr was $4,402 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,402.00 | $265,782 Land $40,000 Building $225,782 | $265,782 Land $40,000 Building $225,782 |
| 2023 | $3,927.00 (-15.18%) Homeowner's exemption | $291,925 Land $32,000 Building $259,925 | $291,925 Land $32,000 Building $259,925 |
| 2022 | $4,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4705 Highmont Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4705 Highmont Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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