4702 Highmont Dr, Temple, TX 76502 Property Records

Bell County property record for 4702 Highmont Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 2021
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$180,200 (Sep 2021)
Tax Bill	$4,818 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0956571112`

Property Details

APN / Parcel Number

Primary APN	`0956571112`
Alternative APNs	`489405` `593880`

Interior

Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4702 HIGHMONT DR
City	TEMPLE
State	TX
Zip	76502-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE XII, BLOCK 002, LOT 0024, (SECTION 1), ACRES .164
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE XII
Legal Block	2
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1001
Census Tract	20302

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4702 HIGHMONT DR, TEMPLE, TX 76502-6149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Dec 28, 2020	Grant Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	202157859
Prior Transfer Date	Sep 3, 2021
Prior Transfer Doc	0000057859
Record Updated	Sep 20, 2026

September 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 7, 2021
Property Address	4702 HIGHMONT DR, TEMPLE, TX 76502-6149
Document Number	0000057859
Map Reference	DOC 2019-62
Instrument Date	Sep 3, 2021
Instrument	2021057859
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4702 HIGHMONT DR, TEMPLE, TX 76502-6149

Mortgage

Document Number	0000057860
Date	Sep 7, 2021
Instrument	2021057860

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 28, 2020
Property Address	4702 HIGHMONT DR, TEMPLE, TX 76502-6149
Document Number	0000072053
Instrument Date	Dec 22, 2020
Instrument	72053
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	72054
Date	Dec 28, 2020
Instrument	72054

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,818.00 (-8.94%)	$297,241 (-9.09%) Land $40,000 Building $257,241	$297,241 (-9.09%) Land $40,000 Building $257,241
2023	$5,291.00 (-11.09%) Homeowner's exemption	$326,953 Land $32,000 Building $294,953	$326,953 Land $32,000 Building $294,953
2022	$5,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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