McHenry County property record for 4705 Gregory St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1961 |
| Lot Size | 0.326 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Apr 2023) |
| Tax Bill | $5,393 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-276-022 |
| Primary APN | 10-07-276-022 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.326 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4705 GREGORY ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0009639 LT 335 PISTAKEE HILLS UNIT 3 |
| Legal Subdivision | PISTAKEE HILLS |
| Legal Block | 276 |
| Legal Lot Number | 335 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 870704 |
Source: McHenry County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5319 COBBLERS XING, MCHENRY, IL 60050-2734 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Apr 28, 2023 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE FUNDING INC |
| Feb 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on File |
| Deed Sale | Apr 28, 2023 · Amount on File |
| Prior Sale | Nov 8, 2019 · Amount on File |
| Deed Document Number | 20239639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 30, 2026 |
| Property Address | 4705 GREGORY ST, MCHENRY, IL 60051-7988 |
| Document Number | 0000011935 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202611935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000011935, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202611935 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 28, 2023 |
| Property Address | 4705 GREGORY ST, JOHNSBURG, IL 60051-7988 |
| Document Number | 0000009639 |
| Map Reference | DOC 361805 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023R0009639 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4705 GREGORY ST, MCHENRY, IL 60051-7988 |
| Name | Verified Name |
|---|---|
| Address | 4705 GREGORY ST, MCHENRY, IL 60051-7988 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 8, 2019 |
| Property Address | 4705 GREGORY ST, JOHNSBURG, IL 60051-7988 |
| Document Number | 0000038308 |
| Map Reference | MB14PG40DOC361805 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019R0038308 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4705 GREGORY ST # ST1800, ST1800, MCHENRY, IL 60051-7988 |
| Document Number | 0000038309 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 2019R0038309 |
| Name | US MORTGAGE FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 15, 2017 |
| Property Address | 4705 GREGORY ST, JOHNSBURG, IL 60051-7988 |
| Document Number | 0000005902 |
| Map Reference | MB14 PG40 |
| Instrument Date | Apr 4, 2011 |
| Instrument | 2017R0005902 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5507 BROADWAY ST, 5507, RICHMOND, IL 60071-9720 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 3803 SAINT JOHNS AVE, JOHNSBURG, IL 60051-5947 |
| Document Number | 0000005903 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017R0005903 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,393.00 (+31.25%) | $80,623 (+51.14%) Land $6,324 Building $74,299 | $241,869 (+51.14%) Land $18,972 Building $222,897 |
| 2022 | $4,109.00 | $53,343 Land $14,628 Building $38,715 | $160,029 Land $43,884 Building $116,145 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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