4603 Gregory St, McHenry, IL 60051 Property Records

McHenry County property record for 4603 Gregory St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,720 sqft · built 1977
Lot Size0.448 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Mar 2000)
Tax Bill$3,012 (2024)
Deeds & MortgagesOct 2026 Transfer
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-07-254-004

Property Details

APN / Parcel Number

Primary APN10-07-254-004

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft
Basement Area1,720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area19,602 sqft (0.448 acres)
Garage Area864 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area156 sqft
Deck Area960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4603 GREGORY ST
CityMCHENRY
StateIL
Zip60051-7986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2000R0014454 LT 26 SUDEENEW SUB 2ND ADDN
Legal SubdivisionSUDEENEW SUB 2ND ADDN
Legal Block254
Legal Lot Number26
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4017
Census Tract870704

Owner

4603 Gregory St is owned and occupied by two individuals who acquired it in September 2026.

Source: McHenry County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address4603 GREGORY ST, MCHENRY, IL 60051-7986
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 22, 2019Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2000 · Amount on File
Deed SaleMar 23, 2000 · Amount on File
Prior SaleSep 21, 1995 · Amount on File
Deed Document Number200014454
Last Transfer DateSep 29, 2026
Transfer Doc0000029297
Record UpdatedOct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCHENRY IL
Recording DateOct 6, 2026
Property Address4603 GREGORY ST, MCHENRY, IL 60051-7986
Document Number0000029297
Instrument DateSep 29, 2026
Instrument202629297
Transaction TypeTransfer
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 GREGORY ST, MCHENRY, IL 60051-7986

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4603 GREGORY ST, MCHENRY, IL 60051-7986
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040237
DateNov 22, 2019
Instrument2019R0040237
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term240 Months
DueNov 15, 2039

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,012.00$99,787 Land $17,601 Building $82,186$299,361 Land $52,803 Building $246,558
2022Homeowner's exemption$82,938 Land $14,629 Building $68,309$248,814 Land $43,887 Building $204,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4603 Gregory St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4603 Gregory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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