San Bernardino County property record for 4705 Flora St, Montclair, CA 91763 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,234 sqft · built 1955 |
| Lot Size | 0.168 acres (7,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Mar 2024) |
| Tax Bill | $7,392 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1009-431-33-0000 |
| Primary APN | 1009-431-33-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,308 sqft (0.168 acres) |
| Lot Dimensions | 116 ft deep x 63 ft wide |
| Pool Type | Heated Pool |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 305 sqft |
| Patio Area | 305 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4705 FLORA ST |
|---|---|
| City | MONTCLAIR |
| State | CA |
| Zip | 91763-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4665 LOT 116 TRACT NO 4665 LOT 116 EX UND 1/2 1NT 1N M1NERAL R1GHTS W1THOUT S E |
| Legal Subdivision | TRACT NO 4665 |
| Legal Tract | 4665 |
| Legal Block | 2 |
| Legal Lot Number | 116 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 207 |
Source: San Bernardino County records · APN 1009-431-33-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 20, 2024 | Grant Deed, Transfer · FHA Mortgage CORE LENDING |
| Aug 31, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Aug 31, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Apr 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Mar 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage CORUM FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Jan 22, 2016 · Amount on Record |
| Deed Document Number | 202463955 |
| Prior Transfer Date | Aug 27, 2021 |
| Prior Transfer Doc | 0000393333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000041558 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-0041558 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 20, 2024 |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000063955 |
| Map Reference | MB 57 PG 77-82 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024-0063955 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000063956 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024-0063956 |
| Name | CORE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000393333 |
| Map Reference | MB 57 PG 77-82 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-0393333 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000393334 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0393334 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000393332 |
| Map Reference | MB 57 PG 77-82 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-0393332 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Document Number | 0000150057 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2021-0150057 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000118206 |
|---|---|
| Date | Apr 04, 2018 |
| Instrument | 2018-0118206 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4705 FLORA ST, MONTCLAIR, CA 91763-3627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIORITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000080949 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019-0080949 |
| Name | CORUM FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91764 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Montclair City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $686,664 (+2%) Land $240,332 Building $446,332 | |
| 2025 | $7,392.00 (+77.44%) | $673,200 (+75.74%) Land $235,620 Building $437,580 |
| 2023 | $4,166.00 (+1.34%) | $383,069 Land $127,438 Building $255,631 |
| 2022 | $4,111.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 641 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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