4688 Flora St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4688 Flora St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,043 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1009-422-10-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-422-10-0000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
1st Floor Area	2,043 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Patio/Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4688 FLORA ST
City	MONTCLAIR
State	CA
Zip	91763-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4665 LOT 138 TRACT NO 4665 LOT 138 EX UND 1/2 1NT 1N M1NERAL R1GHTS W1THOUT S E
Legal Subdivision	TRACT NO. 4665
Legal Tract	4665
Legal Block	2
Legal Lot Number	138
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	207

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4688 FLORA ST, MONTCLAIR, CA 91763-3624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Intrafamily Transfer, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000158514
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 27, 2022
Property Address	4688 FLORA ST, MONTCLAIR, CA 91763-3624
Document Number	0000158514
Map Reference	MB 57 PG 77-82
Instrument Date	Apr 20, 2022
Instrument	2022-0158514
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4688 FLORA ST, MONTCLAIR, CA 91763-3624
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4688 FLORA ST, MONTCLAIR, CA 91763-3624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233668
Date	Jul 14, 2020
Instrument	2020-0233668

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$264,048 (+2%) Land $82,196 Building $181,852
2025	$2,780.00 (+5.38%) Homeowner's exemption	$258,870 (+4.04%) Land $80,584 Building $178,286
2023	$2,638.00 (+0.8%) Homeowner's exemption	$248,818 Land $77,455 Building $171,363
2022	$2,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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