4705 E River Rd NE, Rochester, MN 55906 Property Records

Olmsted County property record for 4705 E River Rd NE, Rochester, MN 55906

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 2.5 ba · 3,436 sqft · built 1955
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$10,596 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN74.14.41.079737

Property Details

APN / Parcel Number

Primary APN74.14.41.079737

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,436 sqft Total Area
1st Floor Area2,557 sqft
Basement Area2,186 sqft
Unfinished Basement1,315 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area822 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area778 sqft
Deck Area556 sqft
Patio Area187 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4705 E RIVER RD NE
CityROCHESTER
StateMN
Zip55906-3471
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionSECT-14 TWP-107 RANGE-014 5.00 AC TH PT SE14 DES AS FOL BEG SE14 CORNER TH SLY AL E LN SE14 S002203E 595FT NECOR OF EX PARCEL
Legal Range14
Legal Township107
Legal Section14
JurisdictionOLMSTED MN
Township / Civil DivisionCASCADE
Census Block Group1
Census Block1002
Census Tract1603

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address327 W FRONTAGE RD NW, 108, ROCHESTER, MN 55901-0828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BREMER BANK NA
Feb 8, 2018Deed of Trust, Mortgage · Commercial Mortgage
BREMER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address4705 E RIVER RD NE, ROCHESTER, MN 55906-3471
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1526041
DateFeb 9, 2021
InstrumentA-1526041
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address4705 E RIVER RD NE, ROCHESTER, MN 55906-3471
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1443142
DateFeb 8, 2018
InstrumentA-1443142
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
County SubdivisionCascade Township
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,596.00 Homeowner's exemption
2025$866,600 Land $170,000 Building $696,600$866,600 Land $170,000 Building $696,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Minnesota WiFi
Fixed Wireless
150 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E River Rd NE

Nearby Streets

Search Property Records by Address or Parcel Number