3520 E River Rd NE, Rochester, MN 55906 Property Records

Olmsted County property record for 3520 E River Rd NE, Rochester, MN 55906

Property Summary

Property Type	Office Building
Details	5,520 sqft · built 1985
Lot Size	0.695 acres (30,274 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Jun 2023)
Tax Bill	$22,720 (2026)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.24.23.085445`

Property Details

APN / Parcel Number

Primary APN	`74.24.23.085445`

Interior

Building Area	5,520 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	30,274 sqft (0.695 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3520 E RIVER RD NE
City	ROCHESTER
State	MN
Zip	55906-5407
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	SECT-24 TWP-107 RANGE-014 IHDE FIRST SUBD LOT-002 BLOCK-001
Legal Range	14
Legal Township	107
Legal Section	24
Legal Subdivision	IHDE FIRST SUBD
Legal Block	1
Legal Lot Number	2
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1004
Census Tract	1601

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3520 E RIVER RD NE, ROCHESTER, MN 55906-5407
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Line of Credit FORESIGHT BANK
May 14, 2021	Deed of Trust, Mortgage SOUTHEASTERN MINNESOTA 504 DEVELIPMENT I
Jan 19, 2021	Warranty Deed, Transfer · Commercial Mortgage STERLING STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	20231540741
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 2, 2023
Property Address	3520 E RIVER RD NE, ROCHESTER, MN 55906-5407
Document Number	00A1586928
Instrument Date	Jun 1, 2023
Instrument	A-1586928
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E RIVER RD NE, ROCHESTER, MN 55906-5407

Mortgage

Document Number	00A1586929
Date	Jun 2, 2023
Instrument	A-1586929

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3520 E RIVER RD NE, ROCHESTER, MN 55906-5407
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1535015
Date	May 14, 2021
Instrument	A-1535015

Lender

Name	SOUTHEASTERN MINNESOTA 504 DEVELIPMENT I
Type	Non-Lending Institution
Address	ROCHESTER, MN 55904

Agreement

Amount	Amount Recorded
Term	302 Months
Due	Jul 1, 2046

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 19, 2021
Property Address	3520 E RIVER RD NE, ROCHESTER, MN 55906-5407
Document Number	00A1523755
Instrument Date	Jan 13, 2021
Instrument	A-1523755
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,616.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E RIVER RD NE, ROCHESTER, MN 55906-5407

Mortgage

Document Number	00A1523758
Date	Jan 19, 2021
Instrument	A-1523758

Lender

Name	STERLING STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 19, 2021

Mortgage

Document Number	00A1523756
Date	Jan 19, 2021
Instrument	A-1523756

Lender

Name	STERLING STATE BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 19, 2031

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,720.00 (-1.05%)
2025	$22,962.00 (+3.81%)	$792,700 (-) Land $272,500 Building $520,200	$792,700 (-) Land $272,500 Building $520,200
2024		$792,700 (-) Land $272,500 Building $520,200	$792,700 (-) Land $272,500 Building $520,200
2023	$22,120.00
2022		$792,700 Land $272,500 Building $520,200	$792,700 Land $272,500 Building $520,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1986)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Minnesota WiFi.

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