4704 Bluff Pl, Wilson, NC 27896 Property Records

Wilson County property record for 4704 Bluff Pl, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 2006
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Aug 2026)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3714-93-5735.000`

Property Details

APN / Parcel Number

Primary APN	`3714-93-5735.000`
Alternative APNs	`3714935735` `1128398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,852 sqft Heated Area
1st Floor Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4704 BLUFF PL
City	WILSON
State	NC
Zip	27896-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	4704 BLUFF PL N L48S1 THE BLUFFS 1.00LT 04 3714-83-8778/275-1-22
Legal Subdivision	FINAL PLAT BLUFFS
Legal Lot Number	4,3714
Jurisdiction	WILSON NC
Township / Civil Division	TAYLORS
Census Block Group	2
Census Block	2030
Census Tract	1401

Owner

Source: Wilson County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4704 BLUFF PL, WILSON, NC 27896-8433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	3189 / 702
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Aug 7, 2026
Property Address	4704 BLUFF PL, WILSON, NC 27896-8433
Document Number	3189000702
Book / Page	3189 / 702
Instrument Date	Jul 12, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$66,458.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 BLUFF PL, WILSON, NC 27896-8433

Mortgage

Document Number	3189000704,
Date	Aug 7, 2026
Book Page	3189/704

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Sep 23, 2022
Property Address	4704 BLUFF PL, WILSON, NC 27896-8433
Document Number	0002985/82
Book / Page	2985 / 82
Map Reference	MB 33 PG 53-54
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 BLUFF PL, WILSON, NC 27896-8433

Mortgage

Document Number	0002985084
Date	Sep 23, 2022
Instrument	2985-084

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,130 (-) Land $75,000 Building $278,130	$353,130 (-) Land $75,000 Building $278,130
2025	$3,955.00 (+117.55%)	$353,130 (-) Land $75,000 Building $278,130	$353,130 (-) Land $75,000 Building $278,130
2024		$353,130 Land $75,000 Building $278,130	$353,130 Land $75,000 Building $278,130
2021	$1,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
City of Wilson Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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