4605 Bluff Pl, Wilson, NC 27896 Property Records

Wilson County property record for 4605 Bluff Pl, Wilson, NC 27896

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,985 sqft · built 2006
Lot Size0.284 acres (12,371 sqft)
OwnerIndividual on Record
Last Sale$240,000 (Apr 2018)
Tax Bill$3,977 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN3714-93-0893.000

Property Details

APN / Parcel Number

Primary APN3714-93-0893.000
Alternative APNs
  • 3714930893
  • 1112788

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,985 sqft Heated Area
1st Floor Area1,985 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Roof TypeGable
Roof MaterialWood Shingle
Lot Area12,371 sqft (0.284 acres)
Garage TypeAttached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4605 BLUFF PL
CityWILSON
StateNC
Zip27896-8432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR4
Legal Description4605 BLUFF PL N L37S1 THE BLUFFS 1.00LT 04 3714-83-8778/275-1-22
Legal SubdivisionFINAL PLAT BLUFFS
Legal Lot Number4,3714
JurisdictionWILSON NC
Township / Civil DivisionTAYLORS
Census Block Group2
Census Block2022
Census Tract1401

Owner

Source: Wilson County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address4605 BLUFF PL, WILSON, NC 27896-8432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage
DISCOVER BANK
Apr 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2018 · Amount on Record
Deed SaleApr 19, 2018 · Amount on Record
Deed Book / Page2739 / 607
Prior Transfer DateJul 9, 2008
Prior Transfer Doc002327/906
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON NC
Property Address4605 BLUFF PL, WILSON, NC 27896-8432
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanySERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002927/512
DateOct 19, 2021
Book Page2927/512
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
AmountAmount Recorded
Term360 Months
DueOct 19, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILSON NC
Recording DateApr 19, 2018
Property Address4605 BLUFF PL, WILSON, NC 27896-8432
Document Number002739/607
Book / Page2739 / 607
Map ReferenceMB33 PG53&54
Instrument DateApr 18, 2018
Transaction TypeTransfer
Record UpdatedMay 17, 2022

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4043 KEBLE DR, 4043, CHARLOTTE, NC 28269-1430

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 BLUFF PL, WILSON, NC 27896-8432

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWilson County
MunicipalityWilson City
Unified School DistrictWilson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,084 (-) Land $75,000 Building $280,084$355,084 (-) Land $75,000 Building $280,084
2025$3,977.00$355,084 (-) Land $75,000 Building $280,084$355,084 (-) Land $75,000 Building $280,084
2024$3,977.00 (+39.99%)$355,084 Land $75,000 Building $280,084$355,084 Land $75,000 Building $280,084
2021$2,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Greenlight
Fiber
1,000 / 1,000

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