4703 Middle Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4703 Middle Rd, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,506 sqft · built 1990
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Last Sale	$381,000 (Aug 2019)
Tax Bill	$12,279 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-105-034`

Property Details

APN / Parcel Number

Primary APN	`07-26-105-034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	4,207 sqft
1st Floor Area	1,076 sqft
2nd Floor Area	1,430 sqft
Upper Floors Area	1,423 sqft
Basement Area	1,020 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,700 sqft (0.269 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	24 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4703 MIDDLE RD
City	GURNEE
State	IL
Zip	60031-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE VILLAGE PHASE III; LOT 273
Legal Subdivision	PROVIDENCE VILLAGE PHASE III
Legal Phase	3
Legal Lot Number	273
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1010
Census Tract	861509

Owner

4703 Middle Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAINSTREET MORTGAGE INC
Jun 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 28, 2017	Grant Deed, Transfer FINANCE OF AMERICA COM'L LLC
Jun 2, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	20197583526
Last Transfer Date	May 1, 2020
Transfer Doc	0007663578
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007757736
Date	Mar 4, 2021
Instrument	7757736

Lender

Name	MAINSTREET MORTGAGE INC
Type	Non-Lending Institution
Address	BLOOMINGDALE, IL 60108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Jun 11, 2020
Property Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Document Number	0007663578
Map Reference	DOC 2875048
Instrument Date	May 1, 2020
Instrument	7663578
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	NATIONAL TITLE CENTER INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4703 MIDDLE RD, GURNEE, IL 60031-3223

Mortgage

Document Number	0007663579
Date	Jun 11, 2020
Instrument	7663579

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate	3.37%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 12, 2019
Property Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Document Number	0007583526
Instrument Date	May 31, 2019
Instrument	7583526
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$571.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4703 MIDDLE RD GURNEE IL 600313223, GURNEE, IL 60031-3223

Mortgage

Document Number	7583527
Date	Aug 12, 2019
Instrument	7583527

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 29, 2018
Property Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Document Number	0007494901
Instrument Date	Jun 27, 2018
Instrument	7494901
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	MEADOWS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1404 CREEKFORD DR ARLINGTON TX 760122111, ARLINGTON, TX 76012-2111

Mortgage

Document Number	7494902
Date	Jun 29, 2018
Instrument	7494902

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Nov 28, 2017
Property Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Document Number	0007446143
Instrument Date	Nov 6, 2017
Instrument	7446143
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 TRILLIUM TRL LONG GROVE IL 600475278, LONG GROVE, IL 60047-5278

Mortgage

Document Number	7446144
Date	Nov 28, 2017
Instrument	7446144

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	LISLE, IL 60532

Agreement

Amount	Amount on Record

Interest

Rate	8.99%

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IL
Recording Date	Jun 2, 2017
Property Address	4703 MIDDLE RD, GURNEE, IL 60031-3223
Document Number	0007399644
Instrument Date	May 18, 2017
Instrument	7399644
Transaction Type	Foreclosure
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24737 WEST PALM BEACH FL 334164737, WEST PALM BEACH, FL 33416-4737

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,646 Land $28,215 Building $119,431	$442,982 Land $84,653 Building $358,329
2024	$12,279.00 (-3.83%)
2023	$12,768.00 (+10.52%)	$124,264 (-7.87%) Land $23,747 Building $100,517	$372,829 (-7.87%) Land $71,248 Building $301,581
2022	$11,553.00	$134,879 Land $20,761 Building $114,118	$404,677 Land $62,289 Building $342,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4703 Middle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4703 Middle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: E-vergent.

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