4682 Middle Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4682 Middle Rd, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,990 sqft · built 1995
Lot Size	0.234 acres (10,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2024)
Tax Bill	$13,649 (2024)
Deeds & Mortgages	Jul 2024 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-103-021`

Property Details

APN / Parcel Number

Primary APN	`07-26-103-021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,990 sqft Living Area
Gross Area	4,546 sqft
1st Floor Area	1,407 sqft
2nd Floor Area	1,583 sqft
Upper Floors Area	1,631 sqft
Basement Area	1,116 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,210 sqft (0.234 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4682 MIDDLE RD
City	GURNEE
State	IL
Zip	60031-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE VILLAGE PHASE III; LOT 232
Legal Subdivision	PROVIDENCE VILLAGE PHASE III
Legal Phase	3
Legal Lot Number	232
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1011
Census Tract	861509

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4682 MIDDLE RD, GURNEE, IL 60031-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
May 10, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	20248047344
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 29, 2024
Property Address	4682 MIDDLE RD, GURNEE, IL 60031-3222
Document Number	0008047344
Map Reference	DOC 2875048
Instrument Date	Jul 17, 2024
Instrument	8047344
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1512 A TITUS #300 # 300, 300, BULL VALLEY, IL 60098

Mortgage

Document Number	0008047345
Date	Jul 29, 2024
Instrument	8047345

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

Interest

Rate	6.12%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4682 MIDDLE RD, GURNEE, IL 60031-3222
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007972583
Date	May 10, 2023
Instrument	7972583

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4682 MIDDLE RD, GURNEE, IL 60031-3222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007665751
Date	Jun 18, 2020
Instrument	7665751

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 3, 2018
Property Address	4682 MIDDLE RD, GURNEE, IL 60031-3222
Document Number	0007454866
Map Reference	DOC2875048
Instrument Date	Sep 15, 2017
Instrument	7454866
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GLOBAL AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4682 MIDDLE RD, GURNEE, IL 60031-3222

Mortgage

Document Number	0007454867
Date	Jan 3, 2018
Instrument	7454867

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,162 (+18.82%) Land $24,629 Building $138,533	$489,535 (+18.82%) Land $73,894 Building $415,641
2024	$13,649.00 (+12.6%)
2023	$12,122.00 (+10.52%)	$137,320 (+6.98%) Land $20,728 Building $116,592	$412,001 (+6.98%) Land $62,190 Building $349,811
2022	$10,968.00	$128,363 Land $18,123 Building $110,240	$385,127 Land $54,374 Building $330,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: E-vergent.

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