4703 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4703 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,421 sqft · built 2003
Lot Size	0.254 acres (11,099 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-381-008`

Property Details

APN / Parcel Number

Primary APN	`09-34-381-008`

Interior

Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,421 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	1,572 sqft
Basement Area	1,269 sqft
Finished Basement	635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,099 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	55 sqft
Deck Area	303 sqft
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4703 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0011795 LT 129 PARK RIDGE ESTATES PHASE 3
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	3
Legal Lot Number	129
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3024
Census Tract	870605

Owner

4703 Joyce Ln is owned by an individual who bought it in March 2022.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4703 JOYCE LN, MCHENRY, IL 60050-5414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 12, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jun 12, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	2022R0011795
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 30, 2022
Property Address	4703 JOYCE LN, MCHENRY, IL 60050-5414
Document Number	0000011795
Map Reference	DOC 2001R0081912
Instrument Date	Mar 21, 2022
Instrument	2022R0011795
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 POLARIS DR, LAKE IN THE HILLS, IL 60156-5674

Mortgage

Document Number	0000011796
Date	Mar 30, 2022
Instrument	2022R0011796

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.65%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4703 JOYCE LN, MCHENRY, IL 60050-5414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009925
Date	Mar 29, 2018
Instrument	2018R0009925

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.69%
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4703 JOYCE LN, MCHENRY, IL 60050-5414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035087
Date	Oct 12, 2018
Instrument	2018R0035087

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 12, 2018
Property Address	4703 JOYCE LN, MCHENRY, IL 60050-5414
Document Number	0000019361
Map Reference	DOC2001R0081912
Instrument Date	May 24, 2018
Instrument	2018R0019361
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 S YORK RD APT 2A, 2A, BENSENVILLE, IL 60106-2487

Mortgage

Document Number	0000019362
Date	Jun 12, 2018
Instrument	2018R0019362

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$104,356 Land $14,629 Building $89,727	$313,068 Land $43,887 Building $269,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4703 Joyce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4703 Joyce Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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