Okaloosa County property record for 4701 Summertime Dr, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1988 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Oct 2017) |
| Tax Bill | $785 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9719-1 |
| Primary APN | C56-000-597-9719-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,442 sqft |
| 1st Floor Area | 696 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 57,064 sqft (1.3 acres) |
| Lot Width | 110 ft Width |
| Porch | Enclosed Porch |
| Porch Area | 722 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4701 SUMMERTIME DR |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR NW1/4 N210 FT E105 FT S100 FT E100 FT S 110 FT W 205 FT TO POB & BEG SW COR OF NW1/4 N 315 FT E 420 FT S 315 FT W |
| Legal Range | 25 |
| Legal Township | 03N |
| Legal Section | 34 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20101 |
Source: Okaloosa County assessment roll, APN C56-000-597-9719-1, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4701 SUMMERTIME DR, HOLT, FL 32564-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Oct 23, 2017 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on Record |
| Deed Sale | Oct 23, 2017 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 3167970 |
| Deed Book / Page | 3322 / 4991 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4701 SUMMERTIME DR, HOLT, FL 32564-9345 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4701 SUMMERTIME DR, HOLT, FL 32564-9345 |
| Document Number | 0035911366 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 3591/1366 |
| Instrument | 3510423 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 23, 2017 |
| Property Address | 4701 SUMMERTIME DR, HOLT, FL 32564-9345 |
| Document Number | 0033224991 |
| Book / Page | 003322 / 004991 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 3167970 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4701 SUMMERTIME DR HOLT FL 325649345, HOLT, FL 32564-9345 |
| Document Number | 33230001 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 003323/000001 |
| Instrument | 3167971 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2047 |
Source: Okaloosa County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $785.00 (+11.35%) Homeowner's exemption | $99,659 (+5.83%) | $117,279 (+5.71%) Land $17,559 Building $99,720 |
| 2023 | $705.00 (+7.47%) Homeowner's exemption | $94,172 (+5.85%) | $110,939 (+7.93%) Land $14,918 Building $96,021 |
| 2022 | $656.00 Homeowner's exemption | $88,967 | $102,784 Land $13,942 Building $88,842 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 59 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL1460352, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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