Okaloosa County property record for 4696 Summertime Dr, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1986 |
| Lot Size | 1.14 acres (49,786 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $785 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-7857-1 |
| Primary APN | C56-000-597-7857-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,470 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,786 sqft (1.14 acres) |
| Lot Width | 279 ft Width |
| Garage Type | Carport |
| Garage Area | 750 sqft |
| Carport | Carport |
| Carport Area | 750 sqft |
| Porch | Florida Room |
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4696 SUMMERTIME DR |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLT RE-PLAT LOTS 1, 10 & 11 BLK 30 |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Subdivision | HOLT |
| Legal Block | 30 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4696 SUMMERTIME DR, HOLT, FL 32564-9310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4696 SUMMERTIME DR, HOLT, FL 32564-9310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4696 SUMMERTIME DR, HOLT, FL 32564-9310 |
| Document Number | 0035731826 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 3573/1826 |
| Instrument | 3487912 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 114 Months |
| Due | Mar 1, 2031 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $785.00 (+7.83%) Homeowner's exemption | $110,852 (+5.99%) | $193,123 (+6.05%) Land $30,901 Building $162,222 |
| 2023 | $728.00 (+3.7%) Homeowner's exemption | $104,590 (+3%) | $182,103 (+8.07%) Land $26,254 Building $155,849 |
| 2022 | $702.00 Homeowner's exemption | $101,544 | $168,497 Land $24,536 Building $143,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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