4701 N River Rd, Cardinal, VA 23025 Property Records

Mathews County property record for 4701 N River Rd, Cardinal, VA 23025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1920
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Sep 2024)
Tax Bill	$2,690 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-A-24`

Property Details

APN / Parcel Number

Primary APN	`24-A-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Split Level
Roof Type	Hip
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4701 N RIVER RD
City	CARDINAL
State	VA
Zip	23025-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.10 ACRES PB 3-220
Legal Subdivision	GREEN MANSION FARMS
Legal Lot Number	24
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	2
Census Block	2014
Census Tract	951401

Owner

4701 N River Rd is owned by an individual who bought it in September 2024.

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	354 HOLMES DR NW, VIENNA, VA 22180-4160
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 6, 2017	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	Nov 12, 2020 · Amount on File
Deed Document Number	20241078
Prior Transfer Date	Jul 3, 2007
Prior Transfer Doc	0000001517
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Nov 12, 2020
Property Address	4701 N RIVER RD, CARDINAL, VA 23025-2064
Document Number	200001751
Instrument Date	Nov 3, 2020
Instrument	200001751
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WEBSTER ST # 233, 233, MONTEREY, CA 93940-3119

Mortgage

Document Number	200001752
Date	Nov 12, 2020
Instrument	200001752

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Apr 6, 2017
Property Address	4701 N RIVER RD, CARDINAL, VA 23025-2064
Document Number	170000427
Instrument Date	Mar 22, 2017
Instrument	170000427
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4701 N RIVER RD, MATHEWS, VA 23109

Mortgage

Document Number	170000428
Date	Apr 6, 2017
Instrument	170000428

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4701 N River Rd was $2,690, up % from the year before.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,690.00 (+0.04%)	$433,800 Land $178,200 Building $255,600
2025	$2,689.00
2023	$2,429.00	$433,800 Land $178,200 Building $255,600	$433,800 Land $178,200 Building $255,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4701 N River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 184 policies
Nearby Flood Policies	184 in force
Nearby Flood Claims	11 (2003–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2019 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4701 N River Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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