Mathews County property record for 4397 N River Rd, Cardinal, VA 23025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,468 sqft · built 1920 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,000 (Jun 2016) |
| Tax Bill | $943 (2026) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-A-27 |
| Primary APN | 24-A-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 37,462 sqft (0.86 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4397 N RIVER RD |
|---|---|
| City | CARDINAL |
| State | VA |
| Zip | 23025-2068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 84-180 PB 7-29 |
| Legal Subdivision | DANIELVILLE |
| Legal Lot Number | 27 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951401 |
Source: Mathews County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4397 N RIVER RD, CARDINAL, VA 23025-2068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Deed Document Number | 2016806 |
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0000000148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Feb 17, 2023 |
| Property Address | 4397 N RIVER RD, CARDINAL, VA 23025-2068 |
| Document Number | 0230000148 |
| Map Reference | MB 7 PG 29 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 230000148 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4397 NORTH RIVER ROAD, PORT HAYWOOD, VA 23138 |
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $943.00 | $152,100 (-) Land $33,700 Building $118,400 | |
| 2025 | $943.00 (+10.81%) | ||
| 2023 | $851.00 | $152,100 Land $33,700 Building $118,400 | $152,100 Land $33,700 Building $118,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 policies |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 11 (2003–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures