4701 5th St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4701 5th St NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.253 acres (11,051 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Dec 2022)
Tax Bill$3,252 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN17.01895.00

Property Details

APN / Parcel Number

Primary APN17.01895.00

Exterior

Architectural StyleMulti-Family
Lot Area11,051 sqft (0.253 acres)

Location & Zoning

Street Address4701 5TH ST NE
CitySAINT CLOUD
StateMN
Zip56304-4672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-001 BLOCK-008 ASSOCIATION YES COMMON EL NO
Legal Range030
Legal Township036
Legal Section33
Legal SubdivisionWATERS EDGE AT DON LAKE
Legal Block8
Legal Lot Number1
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2067
Census Tract20300

Owner

Source: Benton County records · APN 17.01895.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4701 5TH ST NE, SAINT CLOUD, MN 56304-4672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
TRADITION MORTGAGE
Apr 29, 2022Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleApr 29, 2022 · Amount on Record
Deed Document Number2022464306
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateDec 19, 2022
Property Address4701 5TH ST NE, SAINT CLOUD, MN 56304-4672
Document Number0000464306
Instrument DateDec 19, 2022
Instrument464306
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,221.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7401 5TH AVE NE, SAUK RAPIDS, MN 56379

Mortgage

Document Number0000464307
DateDec 19, 2022
Instrument464307
Lender
NameTRADITION MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateApr 29, 2022
Property Address4701 5TH ST NE, SAINT CLOUD, MN 56304-4672
Document Number0000460275
Instrument DateApr 27, 2022
Instrument460275
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$739.20
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14015 SUNLISH LAKE BLVD #100 # 100, 100, RAMSEY, MN 55303-4894

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,252.00 (+15.32%) Homeowner's exemption$348,300 (-) Land $60,000 Building $288,300$348,300 (-) Land $60,000 Building $288,300
2025$2,820.00 (+28,1%) Homeowner's exemption$348,300 (+1.72%) Land $45,000 Building $303,300$348,300 (+1.72%) Land $45,000 Building $303,300
2023$10.00$342,400 Land $45,000 Building $297,400$342,400 Land $45,000 Building $297,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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