4700 5th St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4700 5th St NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.377 acres (16,449 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Oct 2022)
Tax Bill	$5,558 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`17.01885.00`

Property Details

APN / Parcel Number

Primary APN	`17.01885.00`

Exterior

Architectural Style	Multi-Family
Lot Area	16,449 sqft (0.377 acres)

Location & Zoning

Street Address	4700 5TH ST NE
City	SAINT CLOUD
State	MN
Zip	56304-4672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-006 BLOCK-007 ASSOCIATION YES COMMON EL NO
Legal Range	030
Legal Township	036
Legal Section	33
Legal Subdivision	WATERS EDGE AT DON LAKE
Legal Block	7
Legal Lot Number	6
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2071
Census Tract	20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4700 5TH ST NE, SAINT CLOUD, MN 56304-4672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRADITION MORTGAGE
Apr 29, 2022	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	2022463443
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 24, 2022
Property Address	4700 5TH ST NE, SAINT CLOUD, MN 56304-4672
Document Number	0000463443
Instrument Date	Oct 21, 2022
Instrument	463443
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 5TH ST NE, SAINT CLOUD, MN 56304-4672

Mortgage

Document Number	0000463444
Date	Oct 24, 2022
Instrument	463444

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Apr 29, 2022
Property Address	4700 5TH ST NE, SAINT CLOUD, MN 56304-4672
Document Number	0000460275
Instrument Date	Apr 27, 2022
Instrument	460275
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$739.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14015 SUNLISH LAKE BLVD #100 # 100, 100, RAMSEY, MN 55303-4894

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,558.00 (+1,913.77%)	$352,600 (+1.73%) Land $60,000 Building $292,600	$352,600 (+1.73%) Land $60,000 Building $292,600
2023	$276.00	$346,600 Land $45,000 Building $301,600	$346,600 Land $45,000 Building $301,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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