4701 21st St, Lubbock, TX 79407 Property Records

Lubbock County property record for 4701 21st St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 6,255 sqft · built 1961
Lot Size	1.3 acres (56,805 sqft)
Owner	Individual Name on File
Tax Bill	$18,928 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R104109`

Property Details

APN / Parcel Number

Primary APN	`R104109`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Building Area	6,255 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	56,805 sqft (1.3 acres)
Lot Dimensions	190 ft deep x 287 ft wide
Garage Area	1,363 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4701 21ST ST
City	LUBBOCK
State	TX
Zip	79407-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	BOBALET HTS L 25A & OLB
Legal Subdivision	BOBALET HEIGHTS
Legal Lot Number	250
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1011
Census Tract	1601

Owner

4701 21st St is owned and occupied by an individual who acquired it in November 2019.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4701 21ST ST, LUBBOCK, TX 79407-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITY BANK
Jul 10, 2023	Deed of Trust, Mortgage · Construction Mortgage CITY BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Nov 14, 2019	Vendor's Lien, Transfer · Line of Credit CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019
Deed Sale	Nov 14, 2019
Prior Sale	Feb 5, 2008
Deed Document Number	2019044542
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4701 21ST ST, LUBBOCK, TX 79407-2313
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 21ST ST, LUBBOCK, TX 79407-2313

Mortgage

Document Number	0000005843
Date	Feb 13, 2024
Instrument	2024005843

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4701 21ST ST, LUBBOCK, TX 79407-2313
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 21ST ST, LUBBOCK, TX 79407-2313

Mortgage

Document Number	0000025927
Date	Jul 10, 2023
Instrument	2023025927

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	May 31, 2054

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4701 21ST ST, LUBBOCK, TX 79407-2313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004289
Date	Jan 27, 2021
Instrument	2021004289

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 14, 2019
Property Address	4701 21ST ST, LUBBOCK, TX 79407-2313
Document Number	0000044542
Map Reference	VOL 531 PG 77
Instrument Date	Nov 13, 2019
Instrument	2019044542
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 21ST ST, LUBBOCK, TX 79407-2313

Mortgage

Document Number	0000044543
Date	Nov 14, 2019
Instrument	2019044543

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 13, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 4701 21st St was $18,928 with a homeowner's exemption, down 4.2% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,928.00 (-4.23%) Homeowner's exemption	$1,138,358 Land $175,000 Building $963,358	$1,138,358 Land $175,000 Building $963,358
2024	$19,763.00 (+6.37%)
2023	$18,580.00 (-1.55%) Homeowner's exemption	$1,049,252 Land $174,000 Building $1,145,191	$1,319,191 Land $174,000 Building $1,145,191
2022	$18,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4701 21st St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1983–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4701 21st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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