4700 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 4700 Trout Gulch Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,579 sqft
Lot Size	6.62 acres (288,759 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-411-07`

Property Details

APN / Parcel Number

Primary APN	`105-411-07`
Alternative APN	`105-411-07-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	288,759 sqft
Terrain	Steep
View / Lot	Mountain
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4700 TROUT GULCH RD
City	APTOS
State	CA
Zip	95003-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4700 TROUT GULCH RD, APTOS, CA 95003-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Intrafamily Transfer, Transfer
Mar 14, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 28, 2024
Transfer Doc	0000007209
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 18, 2024
Property Address	4700 TROUT GULCH RD, APTOS, CA 95003-2649
Document Number	0000007209
Map Reference	VOL 54 PG 37
Instrument Date	Mar 28, 2024
Instrument	2024-0007209
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 TROUT GULCH RD, APTOS, CA 95003-2649

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 14, 2018
Property Address	4700 TROUT GULCH RD, APTOS, CA 95003-2649
Document Number	0000007723
Instrument Date	Feb 27, 2018
Instrument	7723
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	BNT TITLE COMPANY/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4700 TROUT GULCH RD APTOS CA 950032649, APTOS, CA 95003-2649

Mortgage

Document Number	7724
Date	Mar 14, 2018
Instrument	7724

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,664 (+2%) Land $58,242 Building $137,422
2025	$2,976.00 (+11.8%) Homeowner's exemption	$191,828 (+4.04%) Land $57,100 Building $134,728
2023	$2,662.00 (+2.58%) Homeowner's exemption	$184,380 Land $54,884 Building $129,496	$1,087,470
2022	$2,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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