Santa Cruz County property record for 4400 Trout Gulch Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,047 sqft · built 1981 |
| Lot Size | 5.45 acres (237,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Sep 2012) |
| Tax Bill | $11,938 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-031-06 |
| Primary APN | 105-031-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,047 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 237,489 sqft |
| Terrain | Combination |
| Deck Area | 1,949 sqft |
| Patio Area | 1,949 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 4400 TROUT GULCH RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | SOQUEL AUGMENTATION RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4400 TROUT GULCH RD, APTOS, CA 95003-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2012 · Amount on Record |
| Deed Sale | Sep 6, 2012 · Amount on Record |
| Prior Sale | May 15, 2012 · Amount on Record |
| Deed Document Number | 201242746 |
| Prior Transfer Date | Jun 2, 2005 |
| Prior Transfer Doc | 0000044494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4400 TROUT GULCH RD, APTOS, CA 95003-2619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | SPRUCE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4400 TROUT GULCH RD, APTOS, CA 95003-2619 |
| Document Number | 0000040088 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0040088 |
| Name | HOMETAP INVESTMENT PARTNERS II LP |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,004,845 (+2%) Land $502,423 Building $502,422 | ||
| 2025 | $11,938.00 (+9.44%) Homeowner's exemption | $985,142 (+4.04%) Land $492,572 Building $492,570 | |
| 2023 | $10,908.00 (+1.93%) Homeowner's exemption | $946,887 Land $473,444 Building $473,443 | $1,326,330 |
| 2022 | $10,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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