4700 Lake Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4700 Lake Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,731 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2022)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`271-0063-001-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0063-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4700 LAKE DR
City	CARMICHAEL
State	CA
Zip	95608-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	ROBERTSON ESTATES, LOT 29
Legal Subdivision	ROBERTSON ESTATES
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4013
Census Tract	5904

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2021	Quit Claim Deed, Transfer LENDERFI
Jan 8, 2021	Quit Claim Deed, Transfer OTHER
Jun 24, 2020	Quit Claim Deed, Transfer AMROCK INC
Feb 5, 2020	Quit Claim Deed, Transfer LENDERFI
Dec 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 4, 2017	Quit Claim Deed, Transfer STEWART TITLE
May 4, 2017	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Book / Page	20220916 / 301
Prior Transfer Date	Jul 26, 2020
Prior Transfer Doc	1080000000500
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2022
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	0000000301
Map Reference	MB 78 MAP 2
Instrument Date	Sep 12, 2022
Instrument	2022091600301
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138

Mortgage

Document Number	0000000302
Date	Sep 16, 2022
Instrument	2022091600302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	2101080500
Instrument Date	Jul 26, 2020
Instrument	2101080500
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

Mortgage

Document Number	2101080501
Date	Jan 8, 2021
Instrument	2101080501

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	2101080502
Instrument Date	Jul 26, 2020
Instrument	2101080502
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2020
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	2006241120
Instrument Date	May 26, 2020
Instrument	2006241120
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 5, 2020
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	2002050915
Instrument Date	Jan 11, 2020
Instrument	2002050915
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

Mortgage

Document Number	2002050916
Date	Feb 5, 2020
Instrument	2002050916

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 5, 2018
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	1812051160
Instrument Date	Nov 26, 2018
Instrument	1812051160
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2017
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	0000000774
Book / Page	170504 / 000774
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2017
Property Address	4700 LAKE DR, CARMICHAEL, CA 95608-3138
Document Number	0000000775
Book / Page	170504 / 000775
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4700 LAKE DR CARMICHAEL CA 956083138, CARMICHAEL, CA 95608-3138

Mortgage

Document Number	776
Date	May 4, 2017
Book Page	170504/000776

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,724 (+2%) Land $137,957 Building $498,767
2025	$7,410.00 (+0.98%) Homeowner's exemption	$624,240 (+4.04%) Land $135,252 Building $488,988
2024	$7,338.00 (+2.62%)
2023	$7,151.00 (+29.92%) Homeowner's exemption	$600,000 Land $130,000 Building $470,000
2022	$5,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Succeed.Net.

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