4700 E 281st St, Cleveland, MO 64734 Property Records

Cass County property record for 4700 E 281st St, Cleveland, MO 64734

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,736 sqft · built 1908
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-15-000-000-012.001`

Property Details

APN / Parcel Number

Primary APN	`15-05-15-000-000-012.001`
Alternative APN	`2627301`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
1st Floor Area	960 sqft
Basement Area	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	194 sqft
Patio Area	452 sqft
Shed	1 Shed
Shed Area	384 sqft

Location & Zoning

Account Number	2627301
Street Address	4700 E 281ST ST
City	CLEVELAND
State	MO
Zip	64734-8966
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BG 182S NECR SENW; W195 S400 E545 N400 W350
Legal Range	33
Legal Township	44
Legal Section	15
Jurisdiction	CASS MO
Township / Civil Division	WEST DOLAN
Census Block Group	4
Census Block	4056
Census Tract	61100

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4700 E 281ST ST, CLEVELAND, MO 64734-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	4700 E 281ST ST, CLEVELAND, MO 64734-8966
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 E 281ST ST, CLEVELAND, MO 64734-8966

Mortgage

Document Number	004715/106
Date	Jul 9, 2021
Book Page	4715/106
Instrument	695620

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00 (+199.84%)	$30,120 (+19.15%) Land $1,620 Building $28,500	$162,460 (+18.88%) Land $9,170 Building $153,290
2023	$1,878.00 (+4,371.43%)	$25,280 (+12.86%) Land $1,490 Building $23,790	$136,660 (+12.77%) Land $8,500 Building $128,160
2022	$42.00	$22,400 Land $1,490 Building $20,910
2021			$121,190 Land $8,500 Building $112,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GoBrolly.

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