2209 E 281st St, Cleveland, MO 64734 Property Records

Cass County property record for 2209 E 281st St, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,953 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2021)
Tax Bill	$13,119 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-04-17-000-000-014.001`

Property Details

APN / Parcel Number

Primary APN	`15-04-17-000-000-014.001`
Alternative APN	`2630601`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	4,768 sqft
1st Floor Area	1,922 sqft
Basement Area	1,922 sqft
Finished Basement	31 sqft
Unfinished Basement	1,891 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	224 sqft
Deck Area	136 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2630601
Street Address	2209 E 281ST ST
City	CLEVELAND
State	MO
Zip	64734-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E2 E2 SE
Legal Range	33
Legal Township	44
Legal Section	17
Jurisdiction	CASS MO
Township / Civil Division	WEST DOLAN
Census Block Group	4
Census Block	4055
Census Tract	61100

Owner

2209 E 281st St is owned and occupied by two individuals who bought it in February 2021.

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2209 E 281ST ST, CLEVELAND, MO 64734-8925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVISTA CU
Feb 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVISTA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Deed Document Number	2021684125
Deed Book / Page	4636 / 33
Prior Transfer Date	Feb 5, 2021
Prior Transfer Doc	4636/33
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	2209 E 281ST ST, CLEVELAND, MO 64734-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4343/104
Date	Mar 28, 2019
Book Page	4343/104
Instrument	642131

Lender

Name	ENVISTA CU
Type	Credit Union
Address	TOPEKA, KS 66614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 20, 2020

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Feb 10, 2021
Property Address	2209 E 281ST ST, CLEVELAND, MO 64734-8925
Document Number	4636/33
Book / Page	4636 / 33
Instrument Date	Feb 5, 2021
Instrument	684125
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 281ST ST, CLEVELAND, MO 64734-8925

Mortgage

Document Number	463634
Date	Feb 10, 2021
Instrument	4636/34

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	2209 E 281ST ST, CLEVELAND, MO 64734-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4436/093
Date	Dec 6, 2019
Book Page	4436/093
Instrument	656414

Lender

Name	ENVISTA CU
Type	Credit Union
Address	TOPEKA, KS 66614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2209 E 281st St was $13,119, up 205.5% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,119.00 (+205.52%)	$69,050 Land $4,470 Building $64,580	$363,400 Land $23,510 Building $339,890
2024	$4,294.00 (+0.23%)
2023	$4,284.00 (+4,66%)	$54,370 (+14.32%) Land $4,060 Building $50,310	$286,180 Land $21,380 Building $264,800
2022	$90.00	$47,560 Land $4,060 Building $43,500
2021			$250,330 Land $21,380 Building $228,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2209 E 281st St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 E 281st St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northeast Florida Telephone Company DSL · Fiber in parts of the area	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: GoBrolly, KWIKOM Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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