457 Wave St, Monterey, CA 93940 Property Records

Monterey County property record for 457 Wave St, Monterey, CA 93940

Property Summary

Property Type	Parking Lot
Details	5,504 sqft
Lot Size	0.123 acres (5,390 sqft)
Owner	2 Company Names on Record
Last Sale	$1,895,000 (Apr 2024)
Tax Bill	$23,984 (2023)
Deeds & Mortgages	May 2024 Transfer Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-026-003-000`

Property Details

APN / Parcel Number

Primary APN	`001-026-003-000`

Interior

Building Area	5,504 sqft Total Area

Exterior

Lot Area	5,390 sqft (0.123 acres)

Location & Zoning

Street Address	457 WAVE ST
City	MONTEREY
State	CA
Zip	93940
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	LITTLES NEW MONTEREY LOT 7 BLK 19
Legal Subdivision	LITTLES NEW MONTEREY
Legal Block	19
Legal Lot Number	7
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2013
Census Tract	12504

Owner

Source: Monterey County records, as of May 16, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3164 SAN LUCAS RD, CARMEL, CA 93923-9309
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 8, 2024	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Aug 16, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 7, 2020	Deed of Trust, Mortgage · Construction Mortgage SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Apr 30, 2024 · Amount on Record
Deed Document Number	0000015040
Last Transfer Date	May 3, 2024
Transfer Doc	0000015554
Record Updated	Jun 7, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 3, 2024
Property Address	457 WAVE ST, MONTEREY, CA 93940
Document Number	0000015554
Map Reference	MB 24 PG 31
Instrument Date	May 1, 2024
Instrument	2024015554
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3164 SAN LUCAS RD, CARMEL, CA 93923-9309

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 30, 2024
Property Address	457 WAVE ST, MONTEREY, CA 93940
Document Number	0000015040
Map Reference	MB 24 PG 31
Instrument Date	Apr 15, 2024
Instrument	2024015040
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3164 SAN LUCAS RD, CARMEL, CA 93923-9309

Mortgage

Document Number	0000015041
Date	Apr 30, 2024
Instrument	2024015041

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 8, 2024
Property Address	457 WAVE ST, MONTEREY, CA 93940
Document Number	0000008038
Map Reference	MB 24 PG 31
Instrument Date	Mar 6, 2024
Instrument	2024008038
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	457 WAVE ST # 3, 3, MONTEREY, CA 93940

Mortgage

Document Number	0000008039
Date	Mar 8, 2024
Instrument	2024008039

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 16, 2023
Property Address	457 WAVE ST, MONTEREY, CA 93940
Document Number	0000025418
Map Reference	VOL 1 PG 12
Instrument Date	Jul 28, 2023
Instrument	2023025418
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	457 WAVE ST, MONTEREY, CA 93940
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022019
Date	May 7, 2020
Instrument	2020022019

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$23,984.00 (+73.83%)	$2,219,741 Land $555,499 Building $1,664,242
2022	$13,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, GeoLinks, Optimum, Verizon.

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